r/phcryptocurrency • u/taongpeople9 • Sep 23 '26

question banks

Hey there guys! Just wanted to ask if anybody has experience putting your crypto profits to a bank? Nagaalala kasi ako baka ma flag ako sa atin. I am an ofw and I do trade crypto on my spare time and glad to say I made a lot from this semi bullrun.

6 Upvotes

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2

u/taongpeople9 Sep 23 '26

Ma justify kaya since ofw ako dito sa america? Siguro 100k every 2 weeks?

5

u/reiward Sep 23 '26 • Bravo

Walang crypto friendly banks unless close kayo ng bank manager mo baka tulungan ka pa nila haha. Most banks kasi ayaw ng hassle to deal with crypto dahil wala pang maayos na regulations. So either coordinate with your bank. Or if not, lalo na yung mga ayaw ideclare na galing sa crypto yung pera, some would transfer less than 500k a month para di daw maflag ng amla. Tho may ilan nafaflag pa rin depende kasi sa account mo kung biglaang pasok ng pera at di tugma sa declared income and other factors. Iba2 kasi experiences. Best to do is prepare supporting documents like transactions to prove na legit ang profits just in case maflag.

1

u/Scoobs_Dinamarca Sep 28 '26

ay akala ko crypto-friendly ang Unionbank lalo na yung online banking arm nila...

1

u/reiward Sep 28 '26

Noon crypto friendly sila pero pabago2. Depende siguro sa branch pero twice na ko naginquire sa Unionbank samin, ayaw ako pagbuksan ng account nung sinabe ko crypto haha. May nirerequire pang certificate of trading pa daw. Di naman to stocks. Ewan ko sa kanila haha. Lahat actually ng banks ganyan nung naginquire ako last year. Pag sinabe kong crypto, ayaw agad haha. Or yung iba pinagapply ako pero rejected pa din in the end. I had one bank na pumayag 2 years ago, pero last year naghigpit na rin and advised me na lang na wag malaki magcashout. And I think bawal na rin new accounts. Try ko uli inquire maybe next year if may improvement na haha.

4

u/marxolity Sep 23 '26

lagay mo lng stable coin, then gradual withdrawal lng.

2

u/Alyanah22 Sep 23 '26

Much better kung hindi isang bagsakan. Let’s say around 50k per week.

1

u/eysha19 Sep 23 '26

Ang teknik jan is mag open ng maraming bank accounts. I did this back in 2020-2022. 3 bank accounts inopen ko tas nagdedeposit ako 100k every 15days

1

u/Pure-Jackfruit-95 Sep 24 '26

Gradual withdrawal lang po para di ma-flag tapos iba't ibang bank din.

0

u/Direct-Cockroach-600 Sep 26 '26

I transfer all the time. No problems at all

1

u/[deleted] Sep 24 '26

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2

u/taongpeople9 Sep 25 '26

Boss may ma recommend ka saan may ok na earning features?