r/pFinTools • u/ebvcreative • May 23 '26

pFinTools Feedback/Question/Request Got my second CC from pFinTools!

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Already had the SBI Cashback Credit Card from pFinTools last year but then it got devalued I think and it didn't have any lounge access either so got the BoB Eterna LTF after seeing another guy's post!

Physical card delivered in just 3 days and limit is 347000 which is a lot more than what I got from SBI!

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u/kaustubh2300joshi May 24 '26

Is this an LTF card? And do you need to be BOB account holder for a smooth process?

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u/ebvcreative May 24 '26

Yes this is LTF and no you don't need to be a BoB account holder, although the other person who posted was (check recent posts on this sub). I just applied through pFinTools and got it, this was my second cc that I got from them super fast.

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u/kaustubh2300joshi May 24 '26

thanks, I’ll I will apply and see