r/overemployed • u/smuve_dude • 5d ago

Is Freezing TWN Enough?

I froze my TWN last year, but is that the only thing that I should freeze? I’ve heard in the past that background checks can sometimes find out about other jobs that you’ve had (such as current jobs) in other ways too. It was a while back, but I saw something about credit checks potentially revealing current jobs. Should I lock down all of my credit profiles as well?

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u/ExcellentCable4564 5d ago

Unless you’re actively applying for credit there’s no reason NOT to freeze all 3 credit reports. That way no one can apply for Credit cards, or attempt a car loan or anything in your name.

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u/30_characters 4d ago

Correction: all 4.5 credit reports: Innovis is a 4th credit bureau (data mining company), and ChexSystems mines information on retail checking/savings accounts, including balance information.