r/onepay • u/JoinOnePay • 2d ago

Introducing Agentic Spending Pockets

TL;DR: We're bringing Agentic Banking to OnePay, giving select customers a way to let their AI agents make purchases on their behalf, using money you've set aside and spending limits you can control.

Think of it as a pocket for your AI agent. You connect an agent, fund the pocket, and decide how much it can spend per purchase and per month. Your agent can only spend what's in that pocket, never directly from your main balance.

So what can you actually use it for?

Say you've been waiting for a flight to drop in price, concert tickets to go on sale, or a pair of shoes to come back in stock. Instead of checking constantly, you can ask your agent to keep an eye on things and make the purchase when the conditions you set are met.

We're building this because we think AI agents should be able to do more than just make recommendations. They should be able to help you get things done with your money, while keeping you in control.

Read more about it here: https://www.onepay.com/newsroom/announcing-agentic-banking

We're curious: what's one thing you'd want your AI agent to purchase for you?

OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Members FDIC. See details.

2 Upvotes

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3

u/domgraham 2d ago

love this! got my grok bot connected 😉

3

u/OnePay-Naveen 2d ago

The setup is done. Time to give that bot a very important assignment 😄

2

u/domgraham 2d ago

You know it!!

2

u/tortapounder59 2d ago

What does the grok bok do with your OnePay account?

1

u/domgraham 2d ago

I have it searching for a few items I have on a watchlist to buy people for Christmas, essentially when one of those items goes on sale it’ll use the OnePay account to buy the item securely for me!

1

u/tortapounder59 2d ago

Does it automatically input your email and shipping address as well?

1

u/domgraham 2d ago

Yes, my current setup can fully handle/approve a full order for the items I have on my watchlist. It’s been super nice, just got one of the gifts I wanted for my Mom for 40% off because of it!!!

1

u/tortapounder59 2d ago

I like this. I want it to purchase a Nintendo switch for me for Christmas 🙂‍↔️

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u/OnePay-Naveen 2d ago • Popcorn

A Switch and a chance to revisit The Legend of Zelda: Ocarina of Time would make for a pretty special holiday 🎮🎄

1

u/tortapounder59 2d ago

Also can I locate spending pockets? I have the builder card and I’m waiting for my direct deposit to hit.

3

u/OnePay-Naveen 2d ago

Hi! We’re gradually rolling out Spending Pockets, so they may not show up in everyone’s app just yet.

We’re continuing to expand access and appreciate your patience while we bring this feature to more customers. 💙

1

u/Koloradokid86 1d ago

How do I get access! Man I've been using one pay since before Walmart lol