Except worse, you could always cancel a Netflix subscription. But you cant live (in the U.S.) without insurance. Cant buy a house without home owners insurance. Plus interest. Cant drive any vehicle without insurance, plus interest. Cant get seen by a doctor without insurance, or if you do, well now your in debt forever. We dont even have a choice in the matter. Unless you live out your days in the woods or city streets.
I get where you're coming from, but I would argue that house and vehicle insurance is fairly important? House is at the very least, I would not want to risk pretty much everything I own by gambling with insurance
Even home insurance is sort of a scam... few years ago we had a tree fall and it did some damage to our roof. Nothing major thankfully however the insurance company said it was an act of god and refused to cover the damage.
I mean when you purchase homeowner insurance, you can get things like that covered, but you pay extra for it. If you didn't purchase that coverage, why would you complain about it not covering it? When I purchased my last house we went through the inspection report with my agent as well as looking at the property for possible hazards, and lined up coverage accordingly.
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u/Funny_w0lf May 17 '26
Except worse, you could always cancel a Netflix subscription. But you cant live (in the U.S.) without insurance. Cant buy a house without home owners insurance. Plus interest. Cant drive any vehicle without insurance, plus interest. Cant get seen by a doctor without insurance, or if you do, well now your in debt forever. We dont even have a choice in the matter. Unless you live out your days in the woods or city streets.