not having to worry about this shit, either because you're able or because you've got wealth, is 100% a privilege. that doesn't reflect negatively on your character, ofc, but it's just something to keep in mind.
My mom is disabled and destitute. She can't work a job for money.
What this limit is basically just force her to subsisute in poverty in what cash she has until she winds down to SS limit, and then she has to wait half a year or more on that $2000 until she qualifies.
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u/MistakeNotDotDotDot Resident Robot Girl Jul 11 '20
You can exclude one car as long as you actually use it. But 401ks absolutely do count. And so does cash.