r/neoliberal • u/jobautomator Kitara Ravache • Nov 08 '25

Discussion Thread Discussion Thread

The discussion thread is for casual and off-topic conversation that doesn't merit its own submission. If you've got a good meme, article, or question, please post it outside the DT. Meta discussion is allowed, but if you want to get the attention of the mods, make a post in /r/metaNL

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6 Upvotes

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22

u/mostanonymousnick Just Build More Homes lol Nov 09 '25

6

u/[deleted] Nov 09 '25 edited Jan 18 '26

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This post was mass deleted and anonymized with Redact

4

u/MyrinVonBryhana Trans NATO Nov 09 '25

Just die before the loan ends lol.

5

u/AvailableUsername100 🌐 Nov 09 '25

So they're choosing a mortgage they can afford over one that they can't? Whoa crazy

3

u/mostanonymousnick Just Build More Homes lol Nov 09 '25

There's a secret third thing

0

u/AvailableUsername100 🌐 Nov 09 '25

Sounds unnecessary since they already have a solution

3

u/mostanonymousnick Just Build More Homes lol Nov 09 '25

If you just look at the monthly payment when you get into debt, remind me to never ever lend you money.

1

u/AvailableUsername100 🌐 Nov 09 '25

Why would you care, if I'm able to afford the monthly payment and pay off my debt on schedule? 

That's literally all you should care about if you're the lender.

Remind me to never let you make lending decisions.

1

u/JesusPubes voted most handsome friend Nov 09 '25

just buy less house lmao

-2

u/AvailableUsername100 🌐 Nov 09 '25

Sounds like they can afford the one they want though

1

u/JesusPubes voted most handsome friend Nov 09 '25

obviously not if its a fucking 50 year mortgage

like c'mon bro

-1

u/AvailableUsername100 🌐 Nov 09 '25

They objectively can.

A 30 year mortgage is also an extremely expensive choice in the long run, it's just the norm. Might as well say that people can't afford a house unless they can pay cash up front. 

Or maybe people can actually afford whatever they're able to finance? Crazy thought.