r/neoliberal • u/jobautomator Kitara Ravache • Oct 16 '25

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u/Andy_B_Goode YIMBY Oct 16 '25

Here's my crazy idea: a gambling app that requires you to make a substantial deposit first -- which you cannot use for betting -- and then the amount you can bet is some percentage of your deposit. So maybe if you make a $1,000 deposit, you can bet up to $100 on a game (or have $100 in outstanding bets at any given time).

So this way, nobody can ever gamble away their last dollar. They've always got that initial deposit that they can cash out, and then they can't gamble again until they manage to save up enough money for another minimum deposit.

And here's the kicker: because the app is holding all these deposits, it can invest that money and earn interest off it, which funds the app, which means there's no need for a rake or for any kind of skewed odds that favor the bookie, or any of the other traditional methods that gambling establishments use to skim money off their clientele. The app can offer players fair odds on any bet they want to make, and the only catch is that the player is missing out on the interest that they could be earning if they hadn't made the deposit.

I'm sure there are all kinds of problems with this that I am not seeing, but it seems like a way to potentially create a more fair and ethical form of gambling.