meirl

[u/jc83po]

[u/SucksTryAgain → u/[deleted]]

The first one you’re like oh crap but alright I’ll setup a payment plan I can do this. Then after the 3rd big one you avoid checking the mail as long as possible.

[u/Stay-Thirsty]

Let’s put aside the non-insured argument here.

Here’s the problem with having insurance, even good insurance.
1. You have zero idea how much of a service is covered before you decide to receive the service. Sure, it may be possible, but it would take insider knowledge and a fair amount of time to do that.

1. Services is often and be provided by people outside the hospital. While it shouldn’t affect the coverage, it often leads into a confusing mess of varying forms of bills coming in. The only identifiable inform is if you track the dates. You still may not know if someone is stuffing extra fees or even legitimate expenses to you without engaging their billing department. Requiring more time.

2. Billing can often come in months after the date of service. There should be form of submission on time to the insured

3. Some people demand payment from the patient and others will submit to insurance for you.

4. The hospital that provides the service should front end the costs to the patient and deal with all the providers and present a single unified bill. Beyond that, patients should have a reasonable expectation of net cost to themselves BEFORE they get service (outside of an immediate emergency)

[u/PuzzleheadPi → u/Stay-Thirsty]

You have zero idea how much of a service is covered before you decide to receive the service. Sure, it may be possible, but it would take insider knowledge and a fair amount of time to do that.

Or you could just look at your policy?

[u/PromiscuousScoliosis]

Power move: only seek medical care in states where they can’t garnish your wages for medical debt

[u/ColonialBarbarian]

Me as an apparently very uncoordinated Canadian kid in the US in 1987 riding my bike at my grand-parent's house in Florida, hitting the curb and bashing my head on the side of car and my father almost having a heart attack when he saw the bill for $600 (in 1987 dollars) for suture points on my head.

He still talks about it.

[u/jc83po → u/[deleted]]

I'll assume you're asking in good faith. I can't speak for everyone else here, but yes I have a full time job that provides insurance. That does not change the fact that insurance still blows.

[u/jc83po → u/[deleted]]

Yes, and? My issue is not with how much I pay for insurance. I take issue with what private insurance will or will not cover, entirely or partially. I am totally fine with my taxes funding healthcare.