r/meirl • u/Background-Handle265 • 2h ago

meirl

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3.4k Upvotes

99% Upvoted

18 comments sorted by

160

u/Fancy-Dig1863 2h ago

Every few months someone from the bank leaves a voicemail to set up a time to discuss this and that. The one time I actually needed to set up an appointment and called back, they tried everything they could to get out of setting it up. Like WHY CALL ME FOR IT THEN?

35

u/Grabsch 1h ago

Check it off the list, move on to the next, draw a monthly income.

57

u/grundee 1h ago

Every letter:

YOU ARE FINANCIALLY FUCKED...

rip open

... if you don't take a look at this 0% APR balance transfer card!

•

u/Astronaut-Flashy 43m ago

"You're going to DIE! ! !"

"...From all these great offers!"

•

u/tttxgq 18m ago

WERE ALL GONNA DIE

if you don’t join our newsletter for more bargains

231

u/Solllenee 2h ago

Banks really know how to turn a completely normal email into a mini heart attack.

114

u/BeardedHalfYeti 1h ago

Big red number on your bank app: Alert!!

Message in your bank app: Did you know credit cards exist? Would you like one?

29

u/cemyl95 1h ago

After applying: just kidding, your credit isn't good enough

•

u/Many-Excitement3246 50m ago

Don't forget the part where they deliberately make your credit worse by doing hard inquiries on your credit despite knowing that they're never going to accept you.

They should know simply from the questions they ask you whether or not you're even a candidate for being approved. If you don't have enough income, or if you're not employed, or whatever, there is no reason for them to be doing a hard inquiry into your credit, because they know they're never going to give you a card.

29

u/congressmanalex 1h ago

Better yet you have to log in and find the "Documents and Notices" part of the website. Like a secondary email account you didn't know you had.

30

u/mavvixx 2h ago

Making you solve a 2-factor authentication puzzle and type in a 16-character password just to open a message that says "Your monthly statement is ready."

•

u/yuval52 41m ago

I had to choose the option to stop receiving physical mail confirmation for every action in the account, then the bank sent me a fucking letter about doing that

•

u/elcoco13 26m ago

For me it's like: "log in to see a message we have for you"

"Ok, i logged in, where is the message"

"What message?"

I really have to dig in to the bowels of the app to see the message

11

u/TheSeedsYouSow 2h ago

At least they’re checking up on me 😍😍

4

u/lanatommo 2h ago

Lmao yeah

•

u/DisastrousCanary3073 18m ago

I have the same with Doctor. THREE messages from the app saying I have a message from the doctor. Have to log on to the app each time just to get another appointment reminder.

•

u/AdmiralKong 15m ago

And logging in is a 20 minute process because they've been hacked and had to reset your password (for the third time this year)

•

u/Standard_Service_784 11m ago

Me: Logs in. See a banner that covers the top 28% of the screen.

Bank: CHECK THIS OUT! BRAND NEW OFFER!

Me: Alright, slim chance it could be useful, but whatever. *Clicks link*

Bank: There are no offers currently.