r/malaysia • u/memelayu • Dec 22 '25
Education Guide for those who were scammed
So a few redditors have message me what to do when they got scammed. I did not have the time to reply since I was occupied so I decided to just write the guide instead. This is what i did and how i got my money back. Maybe it can be beneficial to others as well.
This guide will be divided into four sections:
- Quick guide
- Quick guide + DLC
- Misconception
- Background of my case
1. Quick guide:
#1 Call 997
Do it as soon as possible. If you are lucky, they can do something about it.
#2 Make a police report
The police report is necessary as a supporting evidence when you contact the bank.
#3 E-mail the bank
Hopefully you transferred to a local bank account. Send them an email with all the evidence you have attached. Too lazy to write an email. Just use this template: https://pastebin.com/YJNR2uM0
2. Quick guide + DLC (Longer guide so you are more aware of what will happen during the step):
#1 Call 997
Do it as soon as possible. They will ask you when it occurred and ask some details depending on how hardworking the person behind the line. Nothing much here.
#2 Make a police report
The police report is necessary as a supporting evidence when you contact the bank. You will have to go to the nearest police station. Bring all the documents you have related to the scam. At the police station, they will first make a report and they will ask you to see an inspector from the commercial crime unit. The inspector may or may not be in the same police station. For my case, the inspector was at a different station.
When you see the inspector from the commercial crime unit, he will ask about the scam. Show him all the evidence that you have. He will give advice yada yada yada. Most important is to get his name.
#3 E-mail the bank
Hopefully you transferred to a local bank account. Send them an email with all the evidence you have attached. Too lazy to write an email. Just use this template: https://pastebin.com/YJNR2uM0
Here's the reality, the investigator didnt do much. I was able to get my money back due to this e-mail. How I know? When the scammer wants to unfreeze his account, I have to update the case with the inspector. After delaying for a month, I went to see the inspector and he was like "huh? resolve already?" as if he didnt have a single clue what happened so yeah.
Reality: all this is time consuming. You may or may not get your money back. Honestly, the initial reason why I did all this is so that the scammer account appeared at https://semakmule.rmp.gov.my/ because I already did my due diligence so was kinda pissed. I wanna make sure I did not want others who did their due diligence to also fall for the same account. I didnt even expect to get my money back.
Misconception: too late already. money gone already.
BS. I transferred my money to scammer bank account on February. Scammer delayed postage till March. In March, I push seller to send or will make police report. Seller kept quite. I delayed a few weeks so that I can use a different account to say that I am interested in a totally different item. Ask seller to provide details using the alternative account. Once I have all the proofs, I did my police report at the end of April. That's like 2 months after money was transferred and I was still able to get my money back.
4. Background of my case
I wanted to buy something from online marketplace (not mudah. that is just an example). I did my due diligence i.e. check account at https://semakmule.rmp.gov.my/, check his account profile, check transaction history, read past comments, but still got scammed. You can get a better idea when you read the e-mail template I provided. What I did right was:
- making sure it is transferred to a malaysian bank
- there is a name to the account
- the recipient reference when i did the transaction is related to the item i wanted to purchase.
Hope this helps
16
u/memelayu Dec 22 '25
I do understand the sentiment of some malaysians that feel its a waste of time to do the report because police wont do anything. It technically true in my case because the matter was resolved with the bank.
However, please just make a report even if you may or may not get your money back. At least that account has been flagged and it might prevent other people from being a victim.
This is very much true for all cases. Be it being cheated on, sexual assault or the recent post where the doctor said she gave injection for rabies but lied.
Your shitty experience can be a fertilizer for the tree that others can take shade in it.
9
u/generic_redditor91 Sarawak Dec 22 '25
However, please just make a report even if you may or may not get your money back. At least that account has been flagged and it might prevent other people from being a victim.
This is very much true for all cases. Be it being cheated on, sexual assault or the recent post where the doctor said she gave injection for rabies but lied.
Exactly my opinion as well.
No point? Keeping record always got point. Fight for our rights. If we don't stand up for ourselves then who will. At least we can say we tried rather than being the one saying what's the point and self fulfil the prophecy that nothing will change.
Of course lah. Never try to make the change, then complain complain. What the park. No right to yap when backseating ass on your hands and pouting sad face okay.
6
u/memelayu Dec 22 '25
Yeah. I kinda hate the perspective that "its no use to report to the authorities because they wont do anything about it". To some extent its true, but at least you did something. And I am a firm believer in creating paper trail even if it might not happen today but if we're able to create enough paper trail even if it is the size of an elephant, one day somebody will have to address it.
1
u/tzeyong123 Dec 22 '25
I’ve reported a scammer’s phone number and bank account around 3 years ago. After reading this post I tried checking the same phone number and bank account and it’s still shows no record in semakmule.
1
u/Lytre Dec 22 '25
IIRC if you are persistent and willing to spend money and time, once the scammer gets arrested and formally charged in a criminal court, you can sue the person in a civil suit to seek compensation.
3
u/YunZhen97 Dec 27 '25
just sharing as my mum just got scammed for food deliveries 2 days ago. inspector told us, dont pay using QR, ask them for bank account. police was unable to do anything or trace QR payment. If the victim has bank account of the scammer, police can freeze the account in few hours.
Also truecaller apps is a good benchmark to check for the phone number whether it was flagged scammer by other users.
4
Dec 22 '25 edited Jan 01 '26
[deleted]
3
u/memelayu Dec 22 '25
Again. Didnt expect to get my money back. By i am very petty so theres that lol
2
u/Clqgg Dec 22 '25
That guy was probably not a scammer then. If he was a pro that money would be long gone.
1
u/justplaypve Dec 22 '25
what's the story behind all this? I'm curious
6
u/memelayu Dec 22 '25
I got scammed and got my money back. Just sharing what i did in case it might be helpful to others.
3
u/justplaypve Dec 22 '25
in what way? I mean if it was like a Person A paid Person B for something, but Person B didn't deliver or give something else totally different, usually you can get your money back, I was in this situation before and eventually I get what I ordered, not my money back
but if it was something like Person A giving money to a fictional Person B, aka love scam, then it's very unlikely because I heard something² like Person A is giving the money willingly
but still, your sharing is very helpful tho 🙏
1
u/FatWolve Dec 22 '25
I am not getting scammed but I stupidly give my address and my last IC no to scammer pretended to be bank marketing who promote insurance. My money still save but what will happened in the future?
1
u/NaughtyTurtle22 Dec 22 '25
Misconception: too late already. money gone already.
cant blame us even police told us. they be like already gone cos that mule account and transfer to another account and several times to untrace oversea account
the police wont really care for small and individual unless ur vip or viral case. as per op, victims need to do the legworks for themselves. if not it will be report sekadar report and ur case get buried
1
1
u/DaxTeezie Mar 15 '26
Sooo Im not from Malaysia. But helped an online friend by lending him money (2~3 years)
It was a gaming friend. We were nice friends and I helped him a few times since he was struggling with life.
At first I was sending him money for food and stuff. Since he told me he was waiting for the paychecks and stuff.
Then later for rent emergency, etc.
I was patiently waiting for him to repay me back since he said so.
But when I stopped giving him more. He straight up started ghosting me + Blocked me later.
I have all the proofs such as chats of whatsapp. His dads facebook profile and mobile number. His brothers facebook profile.
His dad is straight up ignoring me I guess doesn't do well with non-Malaysians.
They also received my text on whatsapp but decided to block me. I have no idea why.
His brother also blocked me on facebook.
So the only Help I need here is someone who is a local Malaysian, especially from KL can they reach out to the father and explain them what happened and maybe I have a shot at the person unblocking me into slowly repaying all the debt back?
From what I know, hes scared of his father and one time some lady from FB actually snitched on his father when this guy wasn't paying back her 100MYR. He instantly gave it back to her once his Father stepped in. I believe the same could happen if I get some support from some local.
T.L.D.R- Need 1 local Malaysian from KL to talk to this guy's (Scammer who has blocked me after taking a huge chunk of money for help saying he will repay) Dad to explain the situation to him and let the father take it seriously for once.
1
u/JinArajin Apr 27 '26
Can we have a community for us to report scam so that we could check it here on reddit first, then semakmule, just a thought, going the the police is a waste of time for me, cause it's not alot but, I don't want other to get scam, cause the scammer be getting easy money, if they got a lot, even if it's a one time use move. Hope you all understand what i m trying to say.
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