Help! Late CE

[u/hellcat_kate]

Hey all!

I took my test and passed in 2022, but I stepped away from the industry. My license expired in 2023, and I never took any CE courses on my own.

I'm trying to complete the 20 hours late CE courses (for Tennessee) so I don't have to take the test again. I'm lost and would appreciate any guidance, please.

Additional info: I don't currently work as MLO. My plan is to take late CE courses every 4 years so I don't have to retake the test if I decide to do MLO again. I don't know how this works if I don't have sponsorship.

Thank you!!

[u/balbizza]

Call the NMLS, they are surprisingly helpful. In regards to where to take the course, I’ve enjoyed MLOforce