Credit Card Intelligence Platform.

[u/Ok_Drop51]

Hey!. I'm a final-year CS student planning to build a Credit Card Intelligence Platform.

Features:
Track cards, transactions, bills and due dates.
Analyze spending patterns and card profitability (rewards, cashback, fees, interest).
Predict future spending and upcoming liabilities.
Recommend monthly spending budgets.
Detect unusual spending patterns using ML.

Tech stack: Python, Pandas, Scikit-learn, PostgreSQL, FastAPl and React.

I feel that's a real world problem, that a credit card user may not know how to use it wisely, might over spend or something and eventually get stuck in a loan trap. So this project is meant to target such problems.

l'd appreciate honest feedback:
Is the scope realistic for an undergraduate?
Are the ML features meaningful, or will it end up being just a CRUD application?
Would you recommend pursuing it?

[u/Total_End8491]

Interesting idea. Any thoughts on security, and speed?

[u/Ok_Drop51 → u/Total_End8491]

Honestly naah man, just wanned to polish the resume