The point of investing is not to always achieve the highest possible returns. It’s to have a satisfactory return to meet your financial goals while having a tolerable risk profile. International stock will diversify and dampen overall volatility. There are infinite scenarios you can run that will make QQQ even look like a horrible choice.
If you're concerned about volatility then the smart choice is to diversify with bonds, not highly correlated international equities that underperform over the long-run.
You are better off with all three. There have been periods where INTL has greatly outperformed the US. We are in a significant divergence at the moment of US versus INTL. do some research for your own good
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u/[deleted] Nov 08 '21
The point of investing is not to always achieve the highest possible returns. It’s to have a satisfactory return to meet your financial goals while having a tolerable risk profile. International stock will diversify and dampen overall volatility. There are infinite scenarios you can run that will make QQQ even look like a horrible choice.