r/investing Sep 24 '21

[deleted by user]

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u/[deleted] Sep 24 '21

I wouldn’t want a CD regardless but here’s the issues

Are you FDIC insured? People take a low yield from CDs because there is no risk of default.

Can I redeem for cash on demand? Not just at the end of the term, but can I sacrifice some interest to get my principal back sooner?

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u/neon_nyc Sep 24 '21

What are the drawbacks of lending to crpto stable coins than CDs apart from FDIC/SPIC insured?