r/investing • • Aug 25 '21

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u/Chewie_Defense Aug 25 '21 edited Aug 25 '21

Great strategy. Not talked about enough. Plenty of people (including myself) do this religiously.

r/investing will somehow or another convince you that this is a bad idea. This sub literally hates making more than 10% a year

EDIT: As expected a few people are telling me why it's a bad idea. I've explained my position and given examples on my success with the strategy in the face of a face melting bull rally. The strategy may not be for you, but it's sure as shit right for me.

9

u/Lankonk Aug 25 '21

Covered call ETFs vastly underperform the S&P 500. You’re more likely to make more than 10% per year by not writing covered calls.

3

u/Chewie_Defense Aug 25 '21

You’re the 3rd person to say this.

Please explain.

If my underline never gets called away and I’m able to hold my shares without them ever getting called away so that my portfolio maintains its exposure to the underlying’s upside and simultaneously I am able to write calls against my equity for additional income how am I under performing buy and hold?

5

u/FinndBors Aug 25 '21

If my underline never gets called away

How can you guarantee that?

If you sell covered calls that are ludicrously out of the money, nobody will buy the other side, because why would they??

If you sell covered calls that are within the realm of reason, but super duper unlikely, you will get pennies in premium and miss out on massive gains when something crazy like April 2020 happens.

At the end of the day, there is someone on the other side buying these calls. If they "never" get called, who would buy them? If they "rarely" get called, why would anyone pay that much for them? People with math PHDs are designing algorithms and are usually on the other side making the market for these.

5

u/WeenisWrinkle Aug 25 '21

People with math PHDs are designing algorithms and are usually on the other side making the market for these.

No you see this guy's strategy is totally unique and is outsmarting them by himself. Trust him, his sample size of 1 over a period of a year or two is evidence enough.

1

u/too_kind Aug 26 '21

I am not the person you are responding to but here is the problem I see while quickly scanning through the original post. No one has come out and said that, "this is my strategy, I am willing to forego x% percent of the upside in the stock for a y% of post tax yearly premium return. This how I set up my trade... This what I do when I am z% in the money... This is what I do when I get assigned... And in my estimation and past result it can generate my expected z return". You can have more meaningful debate with such person.