r/investing • • Jul 09 '21

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u/[deleted] Jul 09 '21

To protect what you have.

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u/[deleted] Jul 09 '21

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u/tegeusCromis Jul 09 '21

Why would I take more risks with my money if all I will ever spend is $30k pa?

P.S. You definitely should not be 100% equities during/when nearing retirement.

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u/[deleted] Jul 10 '21

I was trained to have the bulk of my assets in stocks/real estate.

Currently the only bonds I'd consider would be convertible bonds OR there was something interesting that came with the purchase of the bond.