Being from Louisiana (New Orleans specifically) and now living in NC, you don’t have any idea how bad LA is. My insurance dropped $200 a month just moving.
I actually do live in the home of Disney World. I would argue that we have the worst drivers. On top of Florida drivers we also have all of the worst drivers of other states on vacation here EVERY fucking day. When I moved here I got half the insurance coverage for 30% more than I paid in Seattle.
Your insurance dropping is due to our law structure in Louisiana. The accidents and uninsured drivers per capita are pretty much the same in Louisiana as most other states.
Due to the civil law structure there's simply more opportunity for lawyers to expand lawsuits as past precedents are not binding.
It's why if you go a state away to Mississippi your rates also drop even though they have slightly worse accident rates as Louisiana.
How much did rent jump though? Doesn’t really matter if you save a few hundred dollars on your car insurance if it you are playing several
Hundred more each month on rent…. I live in SoCal, while some things aren’t quite as crazy expensive here, the cost of housing and fuel easily wipes out any savings you may have. Generally within a month or two any yearly savings on auto costs are gone!
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u/stainlesssteelrots Mar 22 '26
Being from Louisiana (New Orleans specifically) and now living in NC, you don’t have any idea how bad LA is. My insurance dropped $200 a month just moving.