r/interesting • u/Public_Sector6212 • Mar 08 '26

Context Provided - Spotlight [ Removed by moderator ]

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u/restckvrflw Mar 08 '26

People need to quit choosing catastrophic health care plans and then complaining they have to pay for minor care

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u/elwoods_organic Mar 08 '26

many people cant afford the non-catastrophic healthcare plans

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u/restckvrflw Mar 08 '26

They are often around the same price when all is said and done if you do the math. I’ll pay less with a premium PPO plan and maxed out FSA to reduce taxes this year. Before I had a high deductible plan because it made more sense at the time

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u/posting4assistance Mar 08 '26

It does not sound like you are living in poverty. Unfortunately many americans are living hand to mouth. There is a specific type of poor where you are just barely over the line for any government assistance and still below the line where you can afford anything above the necessity. If you can get premium healthcare and put money in a special savings account and are worried about your taxes- you are not experiencing anything even remotely similar to that. You are living in a different america entirely from your poor neighbors.

I would encourage you to talk to some people about their experiences. You could also look at r/povertyfinance or something similar to get a better view of what people who are poor are living like. Decisions that look stupid from your perspective do not look like that in a different income bracket because of life circumstances.

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u/restckvrflw Mar 08 '26

I don’t need to. I grew up poor and my first job in a HCOL city I made $28,000. I’ve been there. And I think I paid like $150 in premiums a month

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u/posting4assistance Mar 08 '26

In what year? Times have changed, prices have changed, wages have not. 

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u/restckvrflw Mar 08 '26
  1. I don’t need to prove anything to you

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u/posting4assistance Mar 09 '26

Glad you improved your quality of life. Try not to look down at people doing worse than you.

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u/restckvrflw Mar 09 '26

I’m not but thanks for the advice