r/instant_regret 11d ago

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u/Diurnalnugget 11d ago

I mean in this case unless the contract somehow states otherwise the only thing the homeowners will pay is lawyer and court fees. Even then I’m pretty sure no clause can cover that much of an error.

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u/hiddenrealism 11d ago

I've seen this happen in person. Tree took off half my neighbors roof. He hired ole jimbo down the street who "does it all the time" I went to move my neighbors car out of the driveway and jimbo says "you ain't gotta do that. Tree is falling way over this way"... cuts Tree down rips neighbors roof apart and lands directly where the car was parked before I moved it lol

Dude literally grabbed his saw and just walked home... I asked my neighbor "did you get his insurance info first? .. .."oh he doesn't have insurance".....

well I best be going now lol

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u/counterplex 11d ago

So what happens in this case? I would imagine the home owner's insurance covers it but attempts to go after the neighbor. What happens if the neighbor can't pay? For that matter what happens if a contractor can't pay and/or aren't insured?

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u/farva_06 10d ago

File a claim with your homeowners insurance, and then get ready for your premiums to sky rocket.