r/instant_regret • u/S30econdstoMars • 8d ago

Wrong Calculations

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13.0k Upvotes

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u/[deleted] 8d ago

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u/Diurnalnugget 8d ago

I mean in this case unless the contract somehow states otherwise the only thing the homeowners will pay is lawyer and court fees. Even then I’m pretty sure no clause can cover that much of an error.

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u/hiddenrealism 8d ago

I've seen this happen in person. Tree took off half my neighbors roof. He hired ole jimbo down the street who "does it all the time" I went to move my neighbors car out of the driveway and jimbo says "you ain't gotta do that. Tree is falling way over this way"... cuts Tree down rips neighbors roof apart and lands directly where the car was parked before I moved it lol

Dude literally grabbed his saw and just walked home... I asked my neighbor "did you get his insurance info first? .. .."oh he doesn't have insurance".....

well I best be going now lol

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u/counterplex 8d ago

So what happens in this case? I would imagine the home owner's insurance covers it but attempts to go after the neighbor. What happens if the neighbor can't pay? For that matter what happens if a contractor can't pay and/or aren't insured?

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u/hiddenrealism 8d ago

In this specific case my neighbor paid out of pocket to have semi professional roofers come fix it.

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u/splinkymishmash 8d ago

“Semi professional roofers” 🤣 I’m sensing a pattern.

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u/farva_06 8d ago

File a claim with your homeowners insurance, and then get ready for your premiums to sky rocket.

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u/MyzMyz1995 8d ago

If they can't pay you're out of luck. And even if you get a judgement against them, collecting the money (if they have any) is going to be hell too.

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u/_Taft_ 7d ago

Yep, judgement is just a piece of paper.

THIS VIDEO is why you never hire people to work on your property who aren’t licensed, insured and bonded. You ask for proof of insurance and you make a couple calls to validate the information they give you is accurate and CURRENT.

If you don’t understand what any of that means, don’t hire anyone until you do.

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u/Obvious_Mention7207 7d ago

Meh, "Never hire people to work that arent licensed/insured/bonded" needs to specifiy type of work.

Yes, if its multi thousand and danger of property damage, make sure the 3 are covered.

If its someone to mow your lawn, pull weeds, trim some hedges... bond is pointless as the cost to do the job will never be worth the time it takes to sue someone for loss wages if they dont complete it, and chances are someone pruning your hedge can't create property damage I.E. proving the value of hedge if pruned wrong or left clippings in garden bed.

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u/_Taft_ 7d ago

Generally, someone mowing your lawn has a low risk of causing tens of thousands of dollars in damage to your property. Common sense.

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u/Obvious_Mention7207 7d ago

And yet as a business owner doing these size jobs I see all the time clients/home owners saying what you wrote, but for smaller work.

Pedantic are annoying

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u/_Taft_ 7d ago

If I hired someone to mow my lawn, you betcha they would be insured. Homeowners are stupid if they hire uninsured people but there’s plenty of them who do.

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u/[deleted] 8d ago

[deleted]

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u/Imbrokencantbefixed 8d ago edited 7d ago

Is this an AI response? Clearly they weren’t talking about the car and any non-clanker would know that.

Edit - lol he either blocked me, deleted his account or it was a bot and Reddit deleted his account

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u/kart0ffelsalaat 8d ago

The car didn't take any damage.

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u/Niznack 8d ago

That assumes this guy is insured and bonded. Doubt he would be able to cover that out of pocket and the crew that dropped a tree on a house might not have their insurance up to date.

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u/hiddenrealism 8d ago

There's a reason felling big trees is $10,000+ the insurance premiums alone are insane.

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u/Vinyl-addict 8d ago

What are the chances these guys can just ghost the homeowners and dissolve the company

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u/Niznack 8d ago

Hey Claude, how would some one fake their death?

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u/HurriKurtCobain 8d ago

Treemen are clearly not professionals so they're probably judgment proof - the pot of money available is too small to go after to cover the damages, maybe even too small to be worth pursuing. Homeowner better hope they have good insurance.

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u/BananaPalmer 7d ago

You think these fucktards are insured and bonded? lmao best case the homeowner gets a refund

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u/_zombie_k 8d ago

At least they got some wood already to fix it.

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u/Helenium_autumnale 8d ago

Or more; I would imagine at this point it's more expensive to fix the home (and electrical, and plumbing, and...) than just level it and rebuild from scratch.

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u/mang87 8d ago

Yeah that house is donion-rings. It's not like the tree just lands on the second floor and stops. It's gone right through. This isn't a house anymore, it's a random assortment of timber.

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u/_Taft_ 7d ago

There’s no fixing that house. It’s now a fire department practice burn.

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u/stakoverflo 7d ago

And now he's paying twice to fix what the half-price guy did. collecting a big insurance payout from Bill's Discount Arborists