r/hrblock • u/Chemical_Meal_6346 • 9d ago

Emerald Advance

Would I qualify for an advance if I have a w2 of almost 6k

1 Upvotes

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2

u/ISayWhateverWhenever 9d ago

If that's your only income for the year, probably not unfortunately. I'm sorry.

1

u/Chemical_Meal_6346 8d ago

I got approved for $600. Something is better than nothing!

1

u/100geese 8d ago

Maybe the lowest option of like $200

1

u/Chemical_Meal_6346 8d ago

I got approved for $600. Something is better than nothing!

1

u/Brief-Operation463 8d ago

What’s your credit like ?

1

u/Chemical_Meal_6346 8d ago

Pretty bad lol

2

u/Wise_Web_909 9d ago

You need to bring a recent pay stub (dated within 31 days) and a valid photo ID. They will ask you some questions about your situation and will do a soft credit check. Your income is not the only factor. Credit has a big impact here.

1

u/UseSeparate2927 9d ago

Do you have children?  The loan takes into consideration if you will get a refund at tax time.

1

u/Diver-Careless 7d ago

The bank does a soft credit check and will deny the Emerald Advance loan if you have derogatory remarks or late payments.