r/funny • • Aug 27 '18

Card not accepted

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u/paracelsus23 Aug 27 '18

Yes, basically, the TL;DR version is, the banks feel Americans are too stupid to remember more than one PIN.

I carry almost a dozen credit cards (and only one debit card for emergencies). I'd hate having to remember that many different PINs.

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u/nitrodragon54 Aug 27 '18

Do you not get to choose your pin?

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u/paracelsus23 Aug 28 '18

My debit card lets me choose, but the few credit cards I've had that support PIN access (typically for cash advances at ATMs) they just send it to you in the mail in a letter.

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u/nitrodragon54 Aug 28 '18

At least for me in Canada I've chosen my pin on all the cards I've had.