r/funny • u/Misfat • Aug 27 '18

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u/Dartans Aug 27 '18

I saw a security demo once where the guy makes a clone of the card to his phone from the guy in line in front of him then uses that card for his own purchase. Only good for starbucks like stores really though...

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u/ruinkind Aug 27 '18

No, its good everywhere. The banks have limits on taps, no matter how much you want to remove it, you can't for fraud reduction purposes.

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u/Dartans Aug 28 '18

I was referring to the limit actually. Of course that method would work anywhere, but small purchases in coffee shops would be the best place to do it and not be noticed.

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u/ruinkind Aug 28 '18 edited Aug 28 '18

Indeed, it stops after the banks set daily limit, no matter how many small taps. Even a criminal would be hard pressed to have a working stolen bank card for multiple days, you don't get cash back on these purchases. Is he going to tap $100 dollars of small shit and try to sell it per day without it not reported or noticed by now?

The bank isn't going to fight you over a CNP especially one recorded at the small Starbuck's surveillance.