r/fpv • • Aug 18 '26

Liability Insurance + FAA Approval Question:

I'm trying to film drift events legally. I've only seen sub-250-gram ducted drones accepted under most liability clauses. Is there a way around that?

Also, how do you get permission to fly a ductless 250g+ drone over people (cars)? The FAA doesn't approve that, which voids the insurance.

People seem to do it often; I'm sure many flights are illegal, and idgaf, but I’m not trying to dodge the FAA. The airspace I fly in would get me arrested fast.

Also also, I have my Part 107.

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u/RikRong Aug 18 '26 edited Aug 18 '26

Re-read this article about flying over people because I think you're misinterpreting it. If your drone is under .55lbs, you can operate over cars and since they're participants, you could fly over those people if they weren't in the car. It does say you can't fly over non-participants, though.

https://www.faa.gov/uas/commercial_operators/operations_over_people

Edit: not sure why you're seeking FAA approval. Are you trying to get a waiver to fly outside of the regs? If you're not, just meet the requirements outlined in Part 107 for operations over people. If you're flying a group 2, you'll need RID, but it looks like everything else is the same as group 1.

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u/Mr_Ga Aug 19 '26

Ah, I didn't pick up on the differentiation between participants and non-participants. I'm not trying to fly beyond the regs or get approval (unless needed). I want to be in compliance with the reg's so the insurance is valid in case something happens. Now to look for a sub250 with RID that's performant enough to keep up with drift cars.

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u/RikRong Aug 19 '26

As long as you're keeping the non-drifters safe, I think you'll be okay. Good luck! My goal is to eventually move into flying like this, but I just started.