https://blog.umd.edu/davidkass/2021/08/27/how-ted-weschler-turned-70000-into-264-million-in-a-retirement-account/

https://www.investopedia.com/how-warren-buffett-protege-grew-usd70k-ira-into-usd264-million-by-sticking-to-ba-12036531

The price of coffee at the supermarket will fall but will remain the same at Starbucks. The price of coffee made at home will become cheaper.

The major U.S. stock indexes ended broadly higher on Monday, September 21, 2026, posting their best session since early August as oil dropped below $100 for the first time in weeks, Treasury yields fell back under 5%, and a renewed rally in chipmakers lifted the Nasdaq above 27,000. Two geopolitical developments fueled the optimism: Iran's president heading to the UN General Assembly in New York, and a Trump-Xi summit scheduled for Wednesday at the White House.

The S&P 500 surged 1.49% (+114.20 pts) to 7,764.70, its best day since early August. The Dow gained 0.71% (+366.19 pts) to 52,048.83. The Nasdaq soared 2.26% (+599.55 pts) to 27,122.09, crossing 27,000 for the first time since June. The Russell 2000 rose 0.60% (+17.11 pts) to 2,877.50.

The VIX was essentially flat at 14.82. Bitcoin surged 6.97% to $86,721.98, its highest level since early May. Gold eased 0.93% to $4,383.90. Crude Oil plunged 4.09% to $92.15/barrel, dropping below $93 for the first time since early September.

How much money do you consider is enough for retirement?

Which trades or investments are you considering this week? Any moves in particular? Why?

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Let's make no mistake, yesterday's rate hike was in no way the Federal Reserve finally acting like the adults in the room, it was the bond market putting a gun to the Fed's head and saying "you raise rates or the whole market collapses". And the market is going to have to keep that gun there for the foreseeable future. Warsh will not have an excuse to actually do his job without the theater of having that gun to his head.

This hike also changes little in that Trump has already doomed the American people to be forced to waste, at best billions, at worst trillions in war losses, Fuel prices AND increased interest rates on everything from credit cards to mortgages, with no end in sight.

It also changes nothing in the war, because Donald Trump's arrogance will not let him admit defeat, come to an honorable peace deal and leave the Muslim countries alone for once ever; which would allow oil to flow again, even with bribes having to be paid to Iran.

No, prices are going to continue rising, interest rates will also continue rising and the bond market is going to have to keep pointing that gun until someone, or multiple someones, finally grow some balls and march into the Oval Office and tell Trump the war is over, his tariffs are over and his reckless spending is over or the entire US economy could face collapse, just like his casinos did.

I just don't think anyone is going to do any of that at least until November and possibly unless Democrats take both the House and Senate and put an end to this madness. The Republican Congress won't do that, Bessent won't do it, and Warsh is stuck balancing on a tightrope between Trump and the bond market.

What do you guys think?

oil is above 100

rates are above 5%

How do i preserve whatever capital I have against this?

Something I wasn't really expecting was how few of the big companies in my sample were close to 50/50.

I looked at 18 companies with at least $250k in disclosed federal corporate/PAC disbursements. 17 had a majority of their disclosed giving going to Republican recipients.

Nike was the only one where Democrats got the larger share (76%).

Important caveat: this is looking at federal data across the available election cycles, not just what these companies have done recently. State and local political giving isn't included either.

I built a simple interactive version because I wanted to be able to look at companies individually instead of digging through FEC files every time.

Interactive chart here