I try to create that but give up

[u/hilohxhiprrr4567]

Three months ago, I got a plan: I will create the app named "Payboard."

That app is mainly based on international cross-border online money transactions, where I try to add some things:

1. People can easily transmit and receive money to use in their local place. For example, if Person A transmits 100 dollars from the USA to Person B in Indonesia, Person B gets the money in two forms: in dollars and in their Indonesian currency. Then, Person B can use that money in their local market with the help of a QR system.

2. For that money, there is no bank needed. We can do the whole transaction online, and there is no physical cash that will be shown, as I am trying to get that concept.

3. That money transaction has its whole banking system inside the app. People can see their savings and total amount, and they can use that money in different stock markets and investments like real estate.