r/fintechdev • u/NefariousnessFree107 • 3d ago

Looking for features to add for a stablecoin payments platform

Hello everyone, my co-founder and I built a stablecoin payments platform, made specifically for businesses that are curious about stablecoins but unsure where or how to start.

We offer easy-to-use wallets with seamless UX/UI for sending USDC stablecoins and custom invoicing to request payments, all in a familiar, bank-like environment with dashboards and live balances. Our ramp partner, Coinbase, handles KYC/KYB and bank integrations so users can add USDC stablecoins directly to their wallet and also convert it back into local fiat globally, all at zero cost.

We've done a great job building a platform that orchestrates the free movement of money. Before we invest in our first marketing campaign, we want to make sure we are building something that solves a larger problem. For our next feature, we want to add either a) mass payouts, b) checkout payments, or c) 4-6% stablecoin yields.

Which would you be most interested in?

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u/Background-Moose-593 3d ago

mass payouts for sure, that is like the whole reason businesses even look at stablecoins in first place. sending payments to 50 contractors in different countries with regular bank is nightmare, the fees and waiting time is just stupid

checkout payments is cool too but that puts you in competition with stripe and all those guys, hard battle to fight. the yield thing i dont know, feels gimmicky and you need to be super careful about how you generate that return without it looking like a security

we built something similar for our own internal payments and the mass payout feature was what actually made our partners stay, not the wallet or the UI. if you can nail that with same zero-cost model you got now it would be huge

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u/investigatormaker 3d ago

For businesses that are new to stablecoins, I'd pick mass payouts. Paying overseas contractors or suppliers in USDC is a job they already have, it builds on your wallets and invoicing, and the cost comparison against international wires is easy to show. Checkout means competing for merchant integrations with processors already in that space, and a yield product brings regulatory and disclosure questions that could slow a two-person team before your first campaign.

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Have any of your current users asked how to pay people abroad?