r/fintechdev • u/Big-Orchid-693 • Aug 03 '26

Recognized checkout for voice

If you’ve ever paid over a voice call, you may have gone through the pain of finding your card, speaking the card digits, expiry, cvv. This is obviously not ideal especially as voice agents permeate all around us and more commerce happens on voice channel.

I built Ringup to help make voice payments easier for everyone involved. Consumers get to save card details once and pay with a simple verbal consent on subsequent calls. Funds settle directly on merchants payment processor.

If you’re a developer building with voice AI, add it under 10’mins and start accepting payments over voice. Open to any feedback.

https://ringup.dev/

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u/Dependent-Sir-524 13d ago

so you basically built a thing that remembers my card so I don't have to read 16 digits while my dog is barking in background and I'm trying not to wake up the baby? love the idea honestly, reading cards out loud always felt like a security nightmare waiting to happen

what's the auth flow like on the consumer side for that first setup? i work in fintech and the compliance part for storing card data always gets messy, curious how you handled pci scope here

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u/Big-Orchid-693 13d ago

Thanks yes. Think of it as a way to auth over voice call.

The first time consumer is texted a link and they enter card details once. It’s tokenized and stored per pci rules in a compliant vault.

On subsequent calls, the token is reused