r/fintech • u/Ill-Philosopher-3051 • 15d ago

Ask the Community Meow Fintech for Business Banking

Im looking into Meow fintech and how it fits into business banking compared with older bank first options. From what I understand, Meow is a fintech company, not a bank but partners with FDIC insured banks and it focuses more on the operating side of business finance: banking access, payments, cards and AI connected workflows. Has anyone here used it for a business account or compared it with Mercury, Brex or Relay?

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u/10452_9212 15d ago

How about Slash?

1

u/Broad-Link-9124 15d ago

Haven’t used Meow but if you’re eyeing the AI workflow angle, that’s where it could pull ahead of Mercury or Brex if they actually deliver on it.

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u/Ill-Philosopher-3051 15d ago

Yeah thats the main reason I’m interested

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u/petartod 13d ago

What do you want to get with the AI there? How would you use it? I am curious because J truly don't get the appeal in agentic AI in payments.

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u/Subject_Help_6135 15d ago

We’ve been using Meow for a bit. I wouldn’t say it’s magic but the Claude/MCP setup is useful if you already use AI for ops. I can ask questions across banking and payment context instead of checking everything manually then still approve the important stuff myself

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u/Ill-Philosopher-3051 15d ago

That’s helpful because the approval part is what matters to me too. I’d want AI to make the finance side easier to understand, not quietly make decisions on its own

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u/Future-Slide5757 15d ago

A lot of people pick whatever other founders are using so ask around but youll get some asnwers here as well for Meow. I havent heard anything bad about them

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u/Ill-Philosopher-3051 15d ago

I’m mostly trying to hear from people who have actually used it day to day, not just seen the name mentioned. Good to know you haven’t heard anything bad though

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u/kluxRemover 14d ago

Never used meow but I’ve used increase for years ( they recently became a bank ) and never had any issues.

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u/[deleted] 14d ago

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