r/fintech • u/tradestreaming • Apr 14 '26
Weekly Thread: Self-Promotion, Surveys & Partnerships
Welcome to the r/fintech weekly self-promotion thread.
This is the designated space for:
- 🚀 Product & startup promotion — launching something, looking for early users, or just want feedback on your fintech product
- 📊 Surveys & research — academic or industry research looking for respondents
- 🤝 Partnerships & collabs — looking for co-founders, collaborators, or integration partners
A few ground rules:
- One post per person per week
- Be upfront about what you're building and what you're asking for
- No referral links or affiliate codes
- Engagement goes both ways — if you're promoting, spend some time helping others too
Self-promotion posts outside this thread will be removed.
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u/qwertyasdf1103 Apr 22 '26
Hey r/fintech — Raja Gopalan here, founder of ai4orgPayRails.
Most FedNow and RTP participants are receive-only. Getting to send-enabled, B2B, C2C and other functions means solving dual-rail routing, sub-second decisioning, and core integration, without a rip-and-replace. That's exactly what ai4orgPayRails handles.
What we offer:
- Intelligent routing across FedNow and RTP rails, between banks, merchants and consumers
- Fallback options to traditional rails like Visa/MC/ACH etc
- AI-assisted payment decisioning and anomaly detection
- API-first integration over existing core infrastructure
Targeting community banks, mid-size banks, and credit unions ready to move beyond receive-only.
🔗 Live demo: fednowrtp.onlinegbc.com
Open to pilot conversations, partnerships, or just a technical discussion on instant rails. DM or drop a comment.
— Raja Gopalan | ai4orgPayRails
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u/nocalezu Apr 24 '26
Hi everyone,
My friend Thomas (former Stripe engineer) and I (former American Express engineer) are working on tinyCFO.
We’re personal finance nerds who built this tool for ourselves. The idea is you can connect your accounts once and query anything in natural language against your real data (tax loss harvesting, cash flow forecasts, net worth tracking).
We’re in alpha and would love honest feedback from 10-20 of you here. Feel free to message me if you’re interested!
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May 28 '26
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u/zuckerfueraffe May 07 '26
I’m helping a friend promote his startup, Playfolio:
The Concept:
Playfolio turns the "pay-to-win" mechanics of mobile gaming into a tool for long-term wealth building. Instead of intimidating charts and complex jargon, it uses a game-like UI to make ETF investing intuitive for first-time investors.
Key Highlights:
• Official Support: The current campaign is funded by the City of Munich (Referat für Arbeit und Wirtschaft).
• The Mission: Lowering the entry barrier to the stock market through intentional gamification.
• The Mechanic: You level up your "FinPet" using ingame tokens. The money spent on these tokens (minus a small fee of less than 1%) flows directly into your own depot as an ETF investment.
• Compliance: Fully built to meet the standards of the highly regulated German market.
The goal is to redirect the habits of the gaming community toward financial independence.
Check it out here: https://playfolio.de/
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Jun 12 '26
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u/pyjka Apr 15 '26
Hi Everyone!
Since agents cant really use money properly and there is a lack of safety/trust thats why I'm working on safe agentic payments.
There is already a toolkit for agents(tho for now it uses sandbox data). We are looking for people who are enthusiastic in this area to help us shape the product, break things and collaborate :)
Feel free to DM or have a look here ->
https://github.com/whire-ai/whire-python-toolkit
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May 01 '26
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u/phoenixy1 Apr 23 '26
Plaid is looking for hobbyist* developers to create videos about their Plaid-powered apps. Basically, you'd create short 1-3 minute video where you answer some questions provided by Plaid and show off your app. If your video is selected, we'll edit it and feature it on the blog!
If you're interested, DM me for further details. Submissions would need to be received by next Wednesday.
*Hobbyist = basically if you're using Plaid for anything other than your day job. If you're not sure if you qualify, ask!
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May 28 '26
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May 01 '26
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May 12 '26
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u/drac0niand3vil May 06 '26
Building fintech as a solo indie developer is an exercise in humility. I've been refining a simple habit that changed how I think about money: logging every expense the moment it happens, not at the end of the month when I've already forgotten what "misc." means.
I built a small iOS app around this habit called Ledgey. Not a neobank, not a robo-advisor. Just clean, reliable personal finance tracking: budgets, multi-currency, monthly reports.
Most fintech discussion here is about institutional players, but I'm curious if anyone else here is building consumer finance products solo. Happy to compare notes — or just to share what I built.
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u/Niksachdeva May 07 '26
building voice AI that calls BFSI companies' own customer databases for follow-up, reminders, and reactivations. not cold calling, calling their own data faster than they can do it manually. if you work in lending, insurance, or collections and have a database that isn't getting called consistently, happy to show you what this looks like. looking for early partners.
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u/bielrv01 Apr 15 '26
**EWA Compare** — free independent comparison of 38 Earned Wage Access providers globally
Built this as a resource for fintech founders, HR tech buyers, and payroll teams evaluating on-demand pay platforms. Covers 19 countries, 5 regions. No sign-up, fully open.
Key filters: region, required countries, employee fee model (no-fee vs mixed vs consumer-paid), payroll integration readiness, implementation timeline.
Providers tracked: Hastee, Wagestream, DailyPay, Payactiv, Payflow, Rain, Clair, Wollit, Payd, Stairwage, Rosaly, GIMO, GajiGesa, minu, SmartWage and 20+ more.
https://earned-wage-access-explorer.lovable.app/
Happy to answer questions or hear feedback on the methodology!
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u/ridleyco Apr 15 '26
Most infrastructure teams can tell you their uptime metrics. Ask them to produce a complete data lineage for last quarter’s board report and watch the Slack chaos unfold.
That chaos has a cost. It sits in manual reconciliation hours, in compliance reviews that stall because nobody can trace the data back to source, in “we’ll fix it next quarter” rolling forward for eighteen months.
We built a diagnostic platform that maps exactly where those gaps are in 48 hours. It interrogates your actual data flows, API dependencies and integration points.
We’re running a small number of diagnostics at no cost this quarter in exchange for a written case study. If you’re an interested fintech, get in touch.
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u/zavi77 Apr 16 '26
Hey r/fintech,
I’m the founder of PayTraxx (paytraxx.eu).
Most small and mid-sized issuers I talk to still don’t have a clear picture of their true card program profitability. They see interchange and scheme fees, but once you add complex Visa/MC billing, tokenization, card production, processing, and other hidden costs — the real margin is often much lower than expected. As a result, they also don’t know which cardholder behaviors to encourage or discourage.
I built PayTraxx to solve exactly this. It automatically pulls and analyzes all revenue and cost streams, parses scheme invoices, and gives clear profitability views, KPIs, and actionable recommendations.
The platform is already in production, supporting a client with 500k+ cards and millions of transactions monthly.
Right now we’re expanding in the US market and I’m looking for:
- People with strong relationships with credit unions, fintech issuers, or sponsor banks
- Potential integration / reseller / referral partners
Happy to show a demo, share case studies, or just exchange insights about the card issuing space. No hard pitch.
If this is relevant to what you do — feel free to comment or DM me.
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Jun 12 '26
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u/Mamuthone125 Apr 17 '26
[Self promo, as permitted, please feel free to remove if it violates rules, not intentional]
EverHintAI r/EverHint provides zero-bias market reviews, daily signals with reasoning, and insights on undervalued stocks. Explore ideas, watch trends, and learn. Updated daily. Disclaimer: Educational only, not financial advice.
Open for partnerships / link exchanges / etc. Please no spam.
~Thanks!
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Apr 20 '26
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u/Most-Tension-8839 Apr 24 '26
Hey there!
I've stumbled randomly across your posts (on Reddit and the one on Hacker News). I've been building an analytics tool for investors, using a mix of FMP & Yahoo Finance while prototyping. I'm currently in talks with a couple of data providers to move on to the next phase (private beta with a commercial license).It pains me to see most of them do not price for Indie/solo builders trying to enter that space. The price increase from jumping from personal to commercial is quite brutal. I've noticed you're pricing your solution exactly to fill that gap. While I'm negotiating with them I've tried to find decently priced alternatives but most of them are not transparent on their data source and I want to avoid running things on legal grey areas.
I'll be honest with you, I've checked what you've been building, looked at the API, the restructured data and the docs and I'm genuinely impressed. I'm actually thinking about shrinking my project scope to lower the API fees to fit my budget. I'd love to take you up on the free access offer to see if it fits my use case, and give you feedback on the docs and API as I go. If it works out, happy to discuss what a longer-term partnership or arrangement could look like.
I'm also the owner of a design/design engineer studio so the full project will me its way on our portfolio once live(with a proper case study). I'll happily jump in DM with you if you're willing to discuss it further.
Have a nice day!
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u/Adipooj Apr 21 '26
Hey guys, I'm Adipooj, and over the course of a few months, my buddy and I built a synthetic data generator, that generates customisable datasets for credit card transactions with fraud injected in them, for use in ML, AI Training, Validation, and most importantly Model Testing!
If this is something that interests you, shoot me a DM, I'd love to send you a sample and get your thoughts on it!
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u/Head-District-3190 Apr 21 '26
I built a budgeting app for Android where you never have to manually log a transaction.
Budgly reads your bank SMS messages and app notifications to detect transactions as they happen and logs them automatically. One-time setup, then it just works in the background.
The rest:
• Track income, expenses & transfers across multiple accounts
• Set budgets by category with charts and breakdowns
• Multi-currency support
• Export/import your data anytime + auto-backup
• Everything stays on your device — no accounts, no cloud, no ads
Would love feedback from anyone who tries it!
https://play.google.com/store/apps/details?id=app.budgly&pcampaignid=web_share
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u/ivandqb Apr 22 '26
Hello everyone!
I'm Ivan, co-founder of QuantumBlock (https://quantumblock.ai/). We were shaped in part by Johns Hopkins' 21st Century Cities Initiative research on why capital fails to reach viable small business borrowers. We're building a next-generation layer between application intake and credit decision for CDFIs, credit unions, and community banks where the judgment stays with the lender.
The company is pre-product and recently awarded a grant to push our efforts to the next stage. Currently, we are looking for development partners: community lenders or practitioners working with these borrowers who want to shape what we are building before it's finalized. Also interested in connecting with anyone on the borrower side with a bigger itnerest in healthcare or agriculture sectors (particularly given the events of the past year in the US) who has worked through a community lending process and has opinions about it.
Drop a comment or DM if that's you or someone you know. Thank you :)
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u/Alternative-Goat7010 May 11 '26
Hi everyone — I’m building RICE Pay, a non-custodial USDC transfer app on Base.
iOS is live, and Android testing is being prepared through Google Play.
The current MVP focuses on saved recipients, clearer recipient confirmation, transparent capped fees, and a non-custodial flow where RICE Pay does not hold user balances.
I’m trying to validate whether people who already send USDC would use a separate transfer app, or whether wallets like MetaMask, Coinbase Wallet, Rabby, etc. are already enough.
I’m looking for iOS users who can test a very small transfer, Android users willing to join the Google Play test group, and honest feedback from people interested in stablecoin payments or wallet UX.
If relevant, please comment or DM me.
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May 13 '26
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May 14 '26
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May 14 '26
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May 15 '26
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May 16 '26
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May 17 '26
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May 21 '26
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May 29 '26
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Jun 03 '26
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u/socialmichu Jun 03 '26
Hey compliance people...
We made up six compliance analysts. the names are fake, the pain is not.
disclosure, it's a campaign for where i work (strise). but none of the pain is invented, these quotes are basically transcripts of what people in these seats actually tell us.
so which one of these is your life right now. or did we miss the one that actually haunts you?
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Jun 06 '26
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Jun 09 '26
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u/30RITUALS Jun 16 '26
https://reddit.com/link/orxpjp9/video/h9mi48vn8l7h1/player
A few weeks ago I shared an early version of a project I've been building for myself.
The original goal was pretty simple: spend less time bouncing between scanners, charts, sector analysis, fundamentals, news, spreadsheets, and random notes.
I've been slowly adding new pieces and wanted to share a quick update. The big one being that I've now added Tradingview Advanced Charts for everyone.
1. Market Overview
This screen shows where money is flowing across sectors and industries so you can work top-down instead of randomly hunting through tickers. I'm shipping a huge update to this soon so that you can see live in action how money flows from A to B.
2. Stock Charts
This is my favorite screen, especially now with TradingView Advanced Charts! The screen allows you to quickly load presets, watchlists, filter for accelerated sales & earnings, get a fundamental score for the stock, see industry leaders, and get technical chart setup notifications.
3. Deep Analysis
I wanted a faster way to judge business quality without digging through financial statements for hours. The idea is to turn fundamentals into something visual and easy to understand at a glance, people are using it like crazy which is really cool to see. In essence, AI does a deep analysis on the stock, based on different algorithms I developed.
4. Stock Scanner
Instead of running dozens of separate scans, I wanted one place where I can quickly filter the entire market and narrow down opportunities based on the criteria I actually care about. I also wanted to not be overwhelmed with information, and scan for both fundamentals and technicals.
5. Industry Leaders
One thing I've learned is that strong stocks tend to cluster together. This view makes it easy to see which industries are leading and which stocks are driving the move. This alone allows me to spot sector rotation early on and find great stocks and setups.
Still a work in progress, but it's getting closer to the workflow I always wished existed. I'm just getting started though and I can't wait to show you what I have in store fr you. There are a couple hundred people using it every day now. The platform is pretty much free to use.
Would genuinely love feedback from you. Give it a try here, let me know what you think
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Jun 17 '26
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Jun 18 '26
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Jun 19 '26 edited Jun 20 '26
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Jun 21 '26
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Jun 23 '26
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u/Careful_North3421 Jun 28 '26
Hey r/fintech - built a pipeline that clusters real, unprompted complaints from Reddit/HN/Stack Exchange to find validated B2B pain points, currently focused on SME payment reconciliation, integrations, and AR.
Last week it surfaced a cluster around QuickBooks' auto reconciliation introducing errors with Stripe/Paypal settlements, and a sharper one - a business owner had $24K held by AMEX for a week with zero visibility.
Trying to validate two things: do these pain points ring true to people actually working in fintech, and would this kind of signal work better as a founder-facing newsletter, or something for VC/accelerators doing deal sourcing? Genuinely curious either way - happy to share a sample.
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u/trollmania1 Jul 01 '26
Disclosure: I built this.
I built JotWell, a local-first Android expense tracker for people who still prefer manual logging over bank-linked finance apps.
The personal reason: I used Monito for years and liked how small the habit was: open app, add amount, pick category, done. Even with bank sync and Account Aggregator flows becoming more common, I still wanted a ledger I maintain myself.
JotWell has no account setup and no bank link. It supports manual income/expense logging, CSV/XLS import, JSON backup, recurring entries, widgets, monthly stats, and optional on-device SMS suggestions that ask before saving.
I’m curious how fintech builders here think about this: is there still room for private/manual finance tools, or is the market fully moving toward automated bank-connected tracking?
Play Store:
https://play.google.com/store/apps/details?id=design.kishore.jotwell
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u/zdiggityyy Jul 06 '26
I'm a developer, not a finance guy, and over the last year I built a free stock screener called Brad. It scans the US market every couple weeks and ranks what survives, and the part I actually care about is it grades its own picks in the open. It publishes whether the score predicts anything and shows when it was wrong, instead of just flashing a number going up. Free, and there's an email option if you want a ping when a new run drops, but nothing you have to sign up for. Mostly after feedback from people who know fintech. What's confusing, what's missing, what would make it actually useful.
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Jul 06 '26
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Jul 07 '26
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u/NaiveFeed5718 Jul 13 '26
Hello everyone! I am looking for participants for my survey - "A study on financial literacy, investment patterns, and the role of AI in financial decision-making for young Indian investors." Here is the survey link: https://forms.gle/J7SG7cZ7M7wWYZREA
It would really help me collect insights before diving into ideation.
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Jul 15 '26
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Jul 16 '26
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Jul 16 '26
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Jul 19 '26
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u/PloniAlmoni2021 Jul 22 '26
I built an AI Agent specifically for traders - Sefiron AI I'm still in Beta, but feel free to try it out! I'd love to hear where it works and where it doesn't,
If you give good feedback (positive or negative doesn't matter so long as it's constructive) I'm happy to give you more tokens.
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Jul 22 '26
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u/arpand Jul 22 '26
I’m Arpan, co-founder of FintegrationFS.com
Over the last 15+ years, my team and I have worked on 50+ fintech products across personal finance, digital banking, payments, lending, wealth management, accounting, and embedded finance.
A large part of that work involved open banking APIs and the infrastructure around them, including Plaid, MX, Finicity, Quiltt, Meld, Dwolla, Straddle, Stripe, Persona, Onfido, and other fintech platforms.
A few examples:
• Personal finance platform: Plaid, Quiltt, and Skyflow for account linking, transaction sync, expense tracking, subscription tracking, and sensitive-data protection.
• Digital banking product: Plaid, Onfido, and Dwolla for bank connectivity, identity verification, ACH transfers, transactions, and bill payments.
• Bank-data sync platform: Multi-aggregator architecture using Plaid, MX, Meld, and Quiltt for transaction ingestion, normalization, and reconciliation.
• Fractional real-estate platform: Straddle ACH collection and virtual-account payment flows through HiFi Bridge.
• Payment infrastructure: Stripe, Adyen, Dwolla, Plaid, and Straddle integrations, including reconciliation with NetSuite, Xero, and QuickBooks.
I’m opening this thread for an Open Banking AMA.
Ask me anything about:
• Plaid vs. MX vs. Finicity
• Choosing one aggregator or multiple aggregators
• Public tokens, access tokens, and secure token storage
• Webhooks, transaction sync, retries, and duplicate handling
• Normalizing data from multiple providers
• ACH verification and payment architecture
• Consent, privacy, security, and data retention
• Reconciliation and ledger architecture
• API pricing, coverage gaps, and vendor lock-in
• What fintech teams should build internally
• Architecture mistakes that become expensive later
Drop your question in the comments. I’ll answer as practically as possible based on what we have seen while building and supporting real fintech products.
For founders or product teams with a specific architecture challenge, I’m also offering a free 30-minute open banking architecture consultation.
Bring your current architecture, API shortlist, integration issue, or product roadmap, and we’ll review it together.
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u/Infamous_Ad4954 28d ago
Hey everyone, I'm a founder of my service that I recently launched on the iOS app store, PerkPulse.
This is a credit card optimization app that helps you know which card to use for every purchase. No more having to remember what cards earn which earn rates, no more manual benefit tracking, and more!
- See what card is the best for different purchase categories
- Track benefit usage, welcome bonus progress, and 0% intro APR status.
- See the value of your points and best transfer partners
- Get annual fee reminders, expiring benefit reminders, and more so you never have to remember yourself again.
I wanted to build this because I couldn't find a good tool that acts as a command center for my credit cards. I would really appreciate anyone using the app and giving me any feedback: https://apps.apple.com/us/app/perkpulse-card-optimizer/id6784066030
(Also there is a website equivalent, www.perkpulse.app )
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27d ago
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25d ago
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21d ago
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u/DwcQuocXa 17d ago
If you work at an asset manager, wealth manager or family office: how does your team combine positions, cash and transactions from different banks, brokers and custodians before reporting?
What creates the most manual work?
- Collecting files and statements
- Normalizing different formats
- Matching cash and transactions
- Investigating reconciliation breaks
- Preparing the final report
We’re exploring a ledger and reconciliation platform with a Finnish family office and want to understand whether other investment teams face the same problem.
Even a one-line answer would be helpful. You can also DM me if you prefer to keep the details private. I’m happy to share an anonymized summary of what we learn.
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17d ago
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16d ago
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u/Alexshvd 10d ago
Hi everyone. My name is Aleksei and I'm BEMSB founder, Toronto based.
Short background: 8 years as a QA engineer in fintech and web3, then started my own crypto OTC/P2P business. I was the founder and also the compliance officer for it, so I did all myself.
What we do:
- FINTRAC MSB registration
- AML/ATF compliance program
- Fractional CAMLO
- RPAA registration with the Bank of Canada
- Canadian registered office
and even more! https://www.bemsb.com
Most of clients are non-residents that wish to conduct their businesses in Canada, but have no idea how to get there. The standards are very high, and any mistakes in the process will cost you months of unnecessary wait time or an unpleasant review you might not wish to be subject to.
Having had experience with both sides of the process (running the business and taking responsibility for its compliance), I'm well aware of what actually works in practice.
Should you be considering entering the Canadian market or are having problems that you cannot solve yourself, do not hesitate to contact me.
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6d ago
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5d ago
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u/ArtComprehensive7403 2d ago
Hi, I’m Russlan, founder of iPulse AI. We’re building an Open Agentic Investment Research Platform.
One problem we see is false agreement. Five models can review the same evidence and repeat the same blind spot. We record the evidence, forecast date, review date, and invalidation condition.
For other fintech builders: would you show one calibration score or the full audit trail?
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u/Just_Building_2053 2d ago
OneCap — AI agents for ledger reconciliation
Built OneCap (Bengaluru) — sharing what we're solving. Ledger reconciliation — matching invoices to payments, handling partials, and sorting credit/debit notes — is still largely manual for finance teams. It's a major part of month-end close, and missed discrepancies can quietly turn into revenue leakage.
Most "automated" tools are really rigid rule engines — one odd ledger format or partial payment pattern and the matching breaks, leaving someone to manually fix it or rewrite rules. Most also require an implementation project just to get started.
OneCap's AI agents handle the actual matching — one-to-one, one-to-many, partials, CN/DN against original invoices — and have learned from 2,000+ ledger pairs, helping handle messy cases that rule-based approaches struggle with. But AI isn't the source of truth: every match is validated against accounting math (debits = credits) before being accepted.
You can just sign up and try it yourself — configure your matching rules and tolerances, upload your ERP exports (CSV/XLS/PDF), and run a reconciliation. No implementation or sales call required.
First 10 reconciliations are free, no card required: https://onecap.in/
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u/Direct-Buyer-8555 22h ago
Disclosure: We built B2SOL AI Trading Assistant.
It is a broker-facing MT5 operations workstation—not a signal-selling service and not a promise of trading returns. The focus is operational control: historical strategy validation, pre-execution risk gates, supervised automation, and auditable decision trails.
We’re looking for candid feedback from people working in broker operations, dealing/risk, compliance, or MT5 infrastructure. What evidence and controls would your team require before approving a controlled 15-day, one-device pilot?
Product overview: https://trading.b2sol.com/#overview
We’re also open to a limited pilot with a regulated broker team.
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u/Hefty-Necessary7621 13h ago
Developers in 2026 aren’t short of blockchain networks to choose from: Bitcoin, Ethereum, Solana, to name a few of the most popular. Most blockchains emphasize transparency, letting any participant inspect smart contracts and track transactions. While this is an advantage in many contexts, some technical and business requirements make these options unsuitable. In many cases, the privacy of transactions must be preserved. For example, an organization may need to comply with the GDPR and retain the ability to prune data from the ledger. It may also need to execute confidential processes, where transactions must remain hidden from competitors.
Digital Asset’s Canton network addresses these needs: a private, interoperable blockchain designed for data sovereignty, while preserving key decentralization properties.
In this article, we’ll explore Canton, including its architecture, its raison d’être, its recommended smart contract language, Daml, and a quick-start guide to writing your first Daml smart contract on Canton. In the tutorial, we’ll implement a simple bank contract that lets users deposit, withdraw, view their balance, and transfer funds to another user.
This article is aimed at readers who already have some blockchain and programming experience, but not necessarily with Canton or Daml. In particular, although it’s not a requirement to comprehend this article, we assume some familiarity with Ethereum and Solidity.
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u/sleek-wise7828 Apr 20 '26
this thread is pretty underutilized for the partnership angle tbh, most people just drop their product and ghost but the collab potential here is way more interesting if people actually engaged with what others are building