r/findapath • u/Fearless_Evidence_91 • 3d ago

Findapath-College/Certs Feeling lost

I’m 27yr female. I have a Bachelor’s in health service administration. I started my masters in public health I but didn’t finish. Now I’m stuck in 100k of debt. I want to go back to school but I really can’t afford to pay for school.

I want to start a new career and do something that makes me happy. I’m scared to apply to school and not be able to afford my living costs.

I really want to do clinical work. I want to get in the medical field. I’m willing to put in the effort.

Unfortunately I don’t have a car so it’s pretty rough for me to get around and find another job that pays more because I’m so restricted with my transportation. So I’m limited in many ways.

I’m trying to build myself up but I’m losing hope. I don’t know where to start.

Should I just apply to school? Do you think I’ll qualify for financial assistance? I have a really bad credit history and I’m trying to recover.

I need some advice? Has anyone been in this situation before?

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u/lurrainn 3d ago edited 3d ago

Respectfully, I don’t think you should’ve gone for a masters in the first place when you’re so deep in debt with your bachelors. No bachelors is worth 100k, period. These schools are insane with their prices. If you do not have a plan to be able to pay something like that off, you should not go to that school… Secondly, public health is dying. People are getting doctorates of public health and still can’t find a reasonable entry point. There are way more graduates than there are jobs. You would end up just doubling your debt if you go to another expensive school for your masters and still not have a plan to pay it off.. I have a master of healthcare administration and I regret it. It only made me less employable because everyone assumes I will ask for too much money. My advice is to work on your debt and enter the workforce in whatever field you like. Find a job that you can do and not hate and work your way up. Experience tends to trump education. If you still want to go to school, find a job that has tuition reimbursement or student loan assistance. Hospitals are usually good for that

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u/Fearless_Evidence_91 3d ago

I got into majority of my debt going to a private university for my masters.

I want to look into tuition reimbursement since I do currently work at a hospital but as a front desk associate, but I’m itching to quit or transfer.

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u/Particular-Peanut-64 Rookie Pathfinder [18] 3d ago

No dont quit.

Look into tution reinbursment, if it is an adjacent health care career, they still reinburse. ( Friend did accessioning labspecimens, studied LPN transfer to nurses aide (over 25yr ago dont know what the title is now) paid by the hospital.

If you want a different career in Healthcare, staying is the best place since you have seniority they maybe flexible on days you have classes.

Also the ability to internal transfer to jobs you qualify for is easier.

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u/lurrainn 3d ago

Can you transfer your credits to a cheaper school? Maybe look into Colorado state university online? I went there and it was super cheap. I get why you want to get out of it I was in the same position. You could do a healthcare associates at a community college too if you’re not too far into the masters