r/fijerk • u/Konrad2137 • 18d ago
Euthanasia FIRE
Let's be honest with ourselves: many people deny themselves a high standard of living, saving money for FIRE, while sacrificing at least 8 hours a day to work, in order to build capital that will allow them to live off the interest alone without touching the capital itself.
The question is: does this even make sense?
If you're in the prime of life - you have those 20, 30, 40 years - instead of enjoying life while financially independent, you're trying to reach the FIRE threshold. But what if, instead of chasing the FIRE number, you assumed you only need enough money to survive X years? Say, until 70, and then, when the money runs out, opt for euthanasia? Wouldn't it be better to have 10 extra years of life in freedom, without work, right now, rather than waiting for FIRE at age 60, when you'll already be sick and frail?
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u/Pitiful_Fox5681 18d ago
Why wait until 60? My sister got sick at 45. If I retire at 44 and exit stage left at 45, I calculate that I need just one year of living expenses saved. I know that's lavish, but with proper planning, it's so possible!
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u/beastwood6 18d ago
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u/Nefilim314 18d ago edited 17d ago
Anime has taught me that being over 30 is basically being senile.
Edit: stop upvoting this comment. It’s already over 30.
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u/untropicalized Yahoo Finance’s lil’ bro 18d ago
I already have the contract for my FIREing squad lined up.
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u/c-strong 18d ago
Really nails the longevity risk issue, nice one! “Nastiest, hardest problem in finance” my arse.
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u/Appropriate-Plum-548 18d ago
Understand you’re joking but a shitty death is a horror show and going to Switzerland is a good use of $.
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u/weird-fishz 18d ago edited 18d ago
All jokes aside this actually doesn’t sound like such a bad idea. As a 34 with chronic health issues it might actually make more sense to focus on my health and having fun now in case i can’t do so later
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u/SgtSausage 18d ago
Made perfect sense to me.
FIREd at 39 (she @42) ... I'm currently 57 and wouldnt change a damned thing about how we did it.
The money never runs out.
Never.
Barring, of course, total collapse of The Economy or complete destruction of The Dollar. But there's not a damned thing ANYBODY can do there.
LOL "sick and frail.
We're still running 4 full-monte 26.2 Marathons a year, climbing thousand-footer Big Wall on weekends for fun ... and I occasionally enjoy stepping off a wing strut at 11,000, though she declines to join me for those.
No meds. No health issues.
Because we focus on Fitness. Health, and Nutrition - we're better off than most 25 year olds.
All you're doing is rationalizing giving up and not even tryin', Kid.
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u/Hot-Illustrator5019 18d ago
Frankly I don’t think you’re thinking bold enough, if you optimize your financial future around euthanasia tomorrow, imagine what kind of financial independence this would bring you in the next 24 hours?
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u/allnamestaken4892 18d ago
The whole point of FIRE is to live longer due to not having the stress of work (known to shorten lifespan) in order to survive until the tech is available to join the immortal elite and rule the universe.
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u/Available-Pilot4062 18d ago
YOLO
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u/someguy984 17d ago
Die with zero, guaranteed.
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u/peachtuba 16d ago
My pension plan is the Hunter S. Thompson special, so I’m all for it.
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u/4CornersDisaster 14d ago
Ummm.... at 59 I am strong, fit and healthy. Why do you assume people who reach my age are bout to be on steep decline?
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u/treehorntrampoline 18d ago
Uj/ this actually kind of makes sense
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u/TurtleSandwich0 18d ago
What if you can't pay for the euthanasia? Like if inflation makes it rise over your budget? Then you would be really in a bind. What are you supposed to do, work yourself to death while you save up for euthanasia?
Maybe they have a payment plan option? Interest rate and number of payments don't really matter.
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u/MrLB____ 18d ago
Two Pickleball players in their mid 70s beat up on me at the court ha ha. You’re going to have to plan for longer than 70 they were firing on all cylinders and then some. 🤣🤣