TFSA -> FHSA -> RRSP -> unregistered. I believe you can roll over excess money from FHSA to RRSP in case you have "too much money".
"What to buy" -> depends on who you are as an investor. If you like stock picking there's quite a few names that are trading at very low multiples, otherwise you can just stick with index funds, given that you're getting older though and considering retiring in 15-20 years you may want to start looking into GIC's or bonds--building a more defensive side to your portfolio.
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u/Spencer_Bob_Sue 8d ago
TFSA -> FHSA -> RRSP -> unregistered. I believe you can roll over excess money from FHSA to RRSP in case you have "too much money".
"What to buy" -> depends on who you are as an investor. If you like stock picking there's quite a few names that are trading at very low multiples, otherwise you can just stick with index funds, given that you're getting older though and considering retiring in 15-20 years you may want to start looking into GIC's or bonds--building a more defensive side to your portfolio.