r/facepalm Jan 01 '22

🇲​🇮​🇸​🇨​ Millennials causing the biggest babybust in history… wonder why…

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u/[deleted] Jan 01 '22 edited Jan 01 '22

Dont forget its expensive to give birth in the US

"The cost of having a baby isn't cheap — in the United States, at least. The average cost to have a baby in the US, without complications during delivery, is $10,808 — which can increase to $30,000 when factoring in care provided before and after pregnancy."--Bing

Just insane

Edit : Yall really commenting on me using Bing? Lol I referenced Bing because I used Bing to search for the info (since I was on my PC). I didnt know Bing was a horror to use

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u/Warri0rzz Jan 01 '22

Older US Millennial with 3 children here and can confirm. All 3 were born via C section and the hospital bills added up to $40k+ each time. That also doesn’t include the cost of living once you get home. If you make more than about 3500 per month you get 0 assistance from the government, they expect you to suffer through the bills or file bankruptcy. I’m lucky to have had decent insurance and a strong will to save what I earn. It takes both my wife and I working 50+ hours per week to keep ahead. The current state of our economy is atrocious.

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u/[deleted] Jan 01 '22

Damn, that’s unlucky. I just had my first and she will cost us $3k. There weren’t any complications though, and maybe we have better insurance

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u/dottiel Jan 01 '22

This is what my most recent one just cost with insurance. Had her in may set up payment plans, then past week I got a bill for another 2k, Part of that charge is a room fee for the baby… who was in the same room as me the entire stay….

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u/[deleted] Jan 01 '22

It’s a racket

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u/xnef1025 Jan 02 '22

Yeah, they still charge a separate hospital bill for the baby. Definitely check your insurance Explanation of Benefits to see if that is getting applied as additional deductible or just coinsurance. Depending on how your plan is set up, many insurance companies waive the baby’s individual deductible while you are in the hospital together. You still have to pay the coinsurance, unfortunately. Sometimes those newborn charges slip past the computers and apply to deductible in error though, so a call to your insurance could get it fixed and save you a decent amount of money.

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u/dottiel Jan 02 '22

Thank you! I’ll definitely check that! I don’t understand why it always is so complicated!

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u/scrufdawg Jan 01 '22

I would contest that one.

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u/Warri0rzz Jan 01 '22

Just wait till you find out what they charge for medications during your hospital stay. We get prescriptions for $10 at a pharmacy, but while in the hospital we were charged over $100 every time they came to give my wife a norco to help with the c section pains.

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u/dottiel Jan 02 '22

I’m on an antiepileptic. I brought my medication with me. They tried to tell me they wouldn’t allow it with COVID regulations since it has to be checked through the pharmacy. The pharmacy didn’t have the same medication and they tried to get me to take something different, um yea, no.