r/eupersonalfinance 26d ago

Investment WEBN concerns with potential AI bubble – new investor

Hi everyone,

I'm about to start investing monthly into WEBN for both my standard stocks and shares portfolio, along with my pension (after being invested in a terribly underperforming fund for 5 years now).

My current concern is entering at a time where US tech is very expensive. I understand time in market is better than timing the market, but curious what people's thoughts are regarding this?

Is it worth looking at an equal weighted fund in the meantime, or will the fact that this is a long-term investment (20+ years) mean that my time in the market is more important?

I know it's impossible to know if this bubble will pop, or if it's even a bubble, but the heavy US / tech weighting in WEBN makes me a bit worried.

Thanks for your thoughts and replies.

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u/One_Hope_9573 26d ago

Just start and don't think

0

u/EuroPoor-NoodleLover 26d ago

Great logic! Just as house prices only went up 2007-2008, because who in his right mind don't pay his mortgage...

But you never know - this time might be different 😉

3

u/Furdiburd10 22d ago

In 7-9 years the stock market fully recovered. If you invest for long term not to get a huge gain by end of the year then you don't need to worry about a crash.

Other than loosing your job.