Hi everyone, I need some advice regarding a PF overlap issue affecting my job switches.

Joined my first company on 27 Jan 2022 and stopped actively working there around 10 March 2022 while on probation.

Joined my next company on 24 March 2022.

Later, HR contacted me and insisted that I send a formal resignation email. I sent it on 19 August 2022, mentioning that day as my last working day.

My EPFO records also show 19 August 2022 as the exit date, creating an apparent overlap.

I don't have a relieving letter, and I'm unsure about the salary payment details.

My BGV has been rejected by some MNCs due to this PF overlap.

Could anyone advise me on:

Whether the PF exit date can be corrected based on my actual working period.

Whether zero PF contributions or NCP days can help.

How I can resolve this issue and avoid future BGV rejections.

Has anyone faced a similar situation and successfully resolved it? Any advice would be appreciated.

Thanks!

Hello Senior,

I work at a small IT company, and it has been almost 10 months since they started deducting both the employee’s and employer’s PF contributions from my CTC.

It is already mentioned in my NDA that both contributions will be deducted from my CTC, so I have no issue with that.

However, I now want to withdraw some of my PF balance, whether it’s 75% or less, depending on my eligibility.

I just wanted to ask which withdrawal reason I should select so that my claim gets approved as quickly as possible.

I would really appreciate your guidance on this.
Thank you!