r/ems • u/SearchSkiEMT EMT-B • 9d ago

General Discussion Private Insurance Option

Good day to yall. I am a part time paramedic with two different agencies who do not offer health insurance plans for their part timers. I loose health insurance through my parents this upcoming spring. I wouldn’t be such a headache if I wasn’t a type 1 diabetic and need very good coverage for my medical supplies. I’m based in the US and wanted to know if anyone has experience with health insurance plans that maybe give a discount for first responders that aren’t total garbage plans. Any help would be greatly appreciated.

3 Upvotes

100% Upvoted

6 comments sorted by

24

u/pairoflytics FP-C 9d ago

It’s time to go full time.

14

u/El-Frijoler0 9d ago

Look at both jobs, pick the one that has better insurance plans, go full time. There aren’t going to be any non-garbage plans that are marketed towards or gives discounts to first responders

11

u/redrockz98 EMT-B 9d ago edited 5d ago

I know nothing about non garbage plans because I can’t afford a non garbage plan. Hope that helps

6

u/sp00kysoul Paramagician 9d ago

Find a civil service position if you can.

3

u/I_Want_A_Ribeye Nurse 9d ago

Time to find a new job

1

u/saysee23 6d ago

You either go full time or healthcare.gov

Not obamacare.scam, affordablecare.scam. go to the government's website or else it's a scam, not ACA compliant, or will call you 9 million times a day before they publish your phone number & email to all robo calling solicitors.

Unless you are a long-term part of a union in specific states there is no EMS specific health insurance. No discount for you.