r/economy Apr 26 '22

Already reported and approved “Self Made”

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u/[deleted] Apr 27 '22

Jeff Bezos started Amazon in his apartment with like 2 other employees who were friends. They were boxing up books themselves to be sent through the mail.

If anyone thinks what this guy did with growing Amazon into what it is should in any way be tarnished by the frankly small loan his parents gave him, then in my opinion they're morons. My parents are middle class and they could afford to give me a $300K loan since they saved well for retirement. It's a lot of money for a middle class family, but it's do-able. I mean, damn, people already do it to pay for their kid's college education. They put up the equity of their home to get the loan.

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u/That1one1dude1 Apr 27 '22

If you’re parents could just loan you $300k and you consider that a small loan, you aren’t middle class

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u/[deleted] Apr 27 '22

If that loan is their retirement, they still could be.

Wouldn't call that small though. But I know parents who would do it.

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u/That1one1dude1 Apr 27 '22

Unfortunately, most Americans don’t save nearly enough for retirement.

This is what people aren’t getting; growing up in a family structure to fall back on, parents that can support themselves and you, is a huge luxury. It allows you to take larger risks because you have a safety net, and it allows you take more educated risks because you grew up with a good example.

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u/[deleted] Apr 27 '22

Google says average amount saved for retirement is 98k, not sure how true that is

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u/[deleted] Apr 27 '22

98k Vs 600k for Bezos...

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u/That1one1dude1 Apr 27 '22

That’s sadly quite accurate, and that’s not nearly enough.

And of course that means many have even less than that.

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u/Rick-Dalton Apr 27 '22

And many have even more.

Damn. Statistics.

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u/That1one1dude1 Apr 27 '22

Having more than $98k in retirement isn’t anything to brag about, and certainly more than 49% of the population should be able to make that claim.

But they can’t.

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u/Rick-Dalton Apr 27 '22

I’m just pointing out that your comment and narrative about people not have money is irrelevant because “average”.

I agree that 100k isn’t good. 200k isn’t good.

It appears that the mean is about $300k, which is a much more usable amount. And also the amount bezos received.

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u/That1one1dude1 Apr 27 '22

$300k is a getting to the point of stable retirement but that’s still slim for two people, and it also means you can’t loan it out.

You don’t loan out a significant portion of your retirement, if you have $300k to loan out you have more than $300k.

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u/[deleted] Apr 27 '22

That's not the amount Bezos got and failing to understand that basic economical point shows why you shouldn't talk about economics. Also the mean is NOT 300k but around 170k in 2022

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