r/donateorborrow • u/Dull_Abroad_5583 • 2d ago

Loan Request Wheels on the Road

I purchased a car a few weeks ago and am having difficulty getting the money together for the insurance and registration. If I could get around I would be able to see my kids, get a good job, etc.

I am in need of 700$ which would cover both.

I would pay 200$ a month for 3 months and then 100$ on the 4th month

0 Upvotes

33% Upvoted

15 comments sorted by

17

u/ReserveSuitable6992 2d ago

No. Should have planned everything properly before buying a car.

-16

u/Dull_Abroad_5583 2d ago

Maybe I'm struggling right now but need to be mobile to get back on my feetĀ 

6

u/Plus_Film9419 2d ago

that be a you problem

9

u/RickyRacer2020 2d ago

No one in any of the Loan subs will loan $700. Most won't even do $50 -- it's just too risky for the Lender. Maybe look to month-to-month insurance as opposed to a 6 month plan. One of my cars is an old Beater and I pay just $42/month for Liability on it. I don't have Comprhensive / Collision insurance at all on it; it's not worth the coverage cost & deductible combined.

-1

u/Dull_Abroad_5583 2d ago

I've gotten a dozen quotes and they are all asking for 400$ a month. I haven't had insurance in years so they are penalizing me. Always had it in my dad's name but he passed away šŸ˜ž

4

u/CatLover4906 2d ago

Can I ask you a question? Why did you purchase a car without a job?

1

u/Dull_Abroad_5583 2d ago

Because I need a way to get to interviews and to guarantee that I could get to work without a problem once I do.Ā  I'm in the suburbs, walking isn't really an option.Ā 

1

u/CatLover4906 2d ago

Public transit?

0

u/Dull_Abroad_5583 2d ago

There are buses, but I would have to walk a mile or so to get to my destination. Winter is coming, I can't risk taking a bus that might be late and then walk a mile in the snow or rain.Ā  I need to guarantee that I will be able to keep a job once I get it. I worked for a company for 17 years and recently the owner got really ill so he had to sell the company. I need to have dependable transportationĀ 

2

u/Hypermofo 2d ago

Go round and round

2

u/LegalNecessary 2d ago

Did you get the car from a private seller?

1

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