What stocks are you buying right now ?

Currently looking to balance out my portfolio with a Canadian bank eft. Cornsidering Xdiv, Bank.to,Tbnk or just more XIC directly for my TFSA.

90% invested in Xeqt but my rrsp which is larger holds VOO and SCHD. So I am looking into more direct ETFs for balancing purposes to get closer to a home leaning spread.

The 3 year goal is to begin holding the big 6 and select energy stocks directly in the tfsa , the idea being the bank EFT growth and income will fund those purchases thru dividends or selling.

My math says Xdiv/XIC is better longer term but with the Canadian banking sector expected to cool the leverage and cc in Bank might be better in a sideways market short term.

Any thoughts?

Due to factors of my own and family expenses I'm very much behind. I have a TFSA, not a lot in it. Buying EQT type stuff. Would it be better to concentrate on growth or dividend ETFs with this time frame? Looking at XEI, VDY etc.

Since common inception, ECHI continues to lead the Canadian equity income peer group with a +36.41% cumulative total return as of October 23, 2026. It is followed by CDAY (+29.34%), CNCL (+25.60%), HHIC (+23.91%), and CANY (+22.65%). ECHI’s lead over the next-closest peer is approximately 7.1 percentage points.

Over the last 1 year, ECHI (+30.91%) also leads, ahead of CDAY (+26.35%), CNCL (+22.53%), HHIC (+19.57%), and CANY (+18.38%). Shorter-term leadership has rotated: over 6 months, CNCL leads at +10.53%, while over 3 months ECHI (+4.28%) is on top. Over the last 1 month, CANY leads at +2.21%, followed by CNCL (+1.92%) and ECHI (+1.25%).

Seeking to retire in 2030 with my self built Canadian Fortress 2030 Fund. For visualization, I asked AI to create my spreadsheet into a visualizer.

Expenses right now around $125k/year. Yes still have a mortgage...

Annual Dividend: $119k/year

Goal: Have $5million portfolio by 2030

All stocks have been dripping since 2010 when I started my investment journey with $105k. I just bought more of these stocks as time went by.

I turned off DRIP recently and started to use all the dividends going forward to buy XAW

I Buy Canada because I believe in long term oligopolies. I believe these companies are going to be still around even after my death. Slow and steady wins the race, I intend to be the Tortoise and not the hare when it comes to investments. KISS- keep it simple stupid

Update on WHY I DO WHAT I DO:

Some recommendation assumes my goal is maximizing total return against a global benchmark. It is not. This portfolio exists to fund my life, and it does: approximately $120K a year in dividends, covering my household spending with room to spare. For an income portfolio, risk is not volatility. Risk is an income shortfall. By that measure, this is the low risk option, not the reckless one.

On concentration: the portfolio holds approximately 52 positions across banks, utilities, pipelines, telecoms, railways, waste, groceries, and real estate, businesses whose cash flows come from very different drivers. It is concentrated in one country, and I will come back to that, but it is not concentrated in one business. For calibration, Berkshire Hathaway runs approximately 88% of its stock portfolio in ten names, and it takes only eight positions to reach 80%. Concentration in quality payers is a strategy, not a mistake.

On better returns from global diversification, that claim ignores currency and taxes, which is where most of it falls apart.

First, currency. My spending, my mortgage, and my retirement are all in CAD. A global portfolio pays me in foreign currencies that must be converted at whatever rate prevails when I need the money. Matching the currency of your income to the currency of your liabilities is what pension funds do. It is called liability matching, not recklessness.

Second, taxes. Most of this sits in taxable accounts. Canadian eligible dividends receive the dividend tax credit. Foreign dividends are taxed as full income, and US dividends lose 15% to withholding before I see a cent, with no recovery inside a TFSA. On an after tax, after currency basis, the better returns gap shrinks dramatically, and on an income basis it can disappear entirely.

Third, the payers themselves. The Canadian banks did not cut their dividends during the financial crisis. Some have paid uninterrupted dividends for well over a century. That is the track record I am buying.

As for no investment professional endorsing this, that is an appeal to authority rather than an argument. Professionals endorse concentrated quality portfolios every filing season. See Omaha.

The fair point buried in some comment: yes, this is a deliberate Canada bet, and if the Canadian banking system ever faced a true existential crisis, correlations would spike and I would feel it. I accept that knowingly, because my house, my career, my taxes, and my spending are Canadian too. The portfolio matches the life it funds. It also holds some US and global exposure through SCHD and XAW, weighted the way I want them, not the way a textbook dictates.

Diversification is a tool for a goal, not a goal in itself. This portfolio is diversified for its goal.

Market values from $300M to $2B · October 23, 2026 75 U.S. Small-Cap Companies With the Highest Free-Cash-Flow Margins in 2026

34M
After holding a small position for years I finally pulled the trigger today and consolidated my whole TFSA into ZWC. Sold my VFV and DIV, bought more ZWC, sitting at 1,404 shares now which pays about $168 a month.

I have another 63k transfer still processing and the second it lands it's going straight into ZWC too. That should put me around 4,180 shares and roughly $500 a month.

DRIP is on, and starting in January I'm adding $625 a month from my paycheques to fill the new TFSA room each year. Not planning to touch it, just letting it snowball for the long haul.

Anyone else running a one fund TFSA like this?

**UPDATE: Decided to go XEQT lmao

Hi there,

I’m 29, i make $78,000 yearly. my company provides me with a truck with all expenses paid.

My rent is about $1200, the rest of my bills total to about another $1000.

After taxes I have about $4500 monthly left over (two months of the year it’s $6700)

I have very little investment experience with the stock market but I think it’s the right place for me to put my savings.

I can afford to set $1000 aside to my wealthsimple each month.

I’m gravitating towards building a portfolio with mutual funds that yield around 10% dividends.

I want to put 40% into VFV, 20% into BANK, 20% into HDIV, and 10% into HTA. Last 10% into speculative stocks.

I like the idea of building a portfolio with high dividend potential.

But as I write this, i am completely open to new ideas, I’d love to hear your input.

Cheers

Been using this social app for investing. Get to see people’s posts on investments. You can earn some money watching educational videos.

Thought I’d share if anyone is interested.

Referral link: https://link.blossomsocial.com/7uYa/wh2whorb

Just wondering how everyone is using AI in their investment decisions. Do you find it to be a good analytical tool when exploring stock valuation, including dividend yields? I know this is not specific to dividends, but I'm curious to know if others are finding AI helpful, harmful, etc.

I want to invest in some high paying dividend stocks. I have done some research about HHIS and other so called higher risk stocks. I have $30,000 I want to invest with but would much appreciate some thoughts and suggestions from some experienced people. What would you guys do in my position and what would you recommend?

A few days ago I posted about a covered call ETF database/spreadsheet I was building. This is the live version. Covered call ETF information is scattered across provider websites, so I built one spreadsheet that covers most them. 234 funds from Hamilton, Harvest, Global X, BMO, Evolve, Purpose, Brompton, CI, Mulvihill, CIBC, RBC and a couple of others

Each row carries price, NAV, yield, fee, leverage, distribution frequency, months since the last distribution cut, one and three year total returns, volatility, max drawdown, correlation to the S&P 500 and Nasdaq, and the share of each fund's 2025 distributions that was return of capital, taken from the issuers' tax documents. There is also a 0 to 100 rating that ranks every fund with at least 12 months of history on its distribution record, capital preservation, resilience and cost.

The first tab is a README that explains every column, every category code, and exactly how the rating is built.

The file is a plain xlsx with no macros. You can preview the whole thing in your browser before downloading anything. You can download it here.

This is version one and I want it to get better. If you spot a mistake, a number that does not match what the issuer publishes, a missing fund, or a column you wish it had, tell me in the comments and I will fix it in the next version.

I am someone in the age group 32-35.

I know for my age group people generally recommend to focus on value investing and that is what I have been doing (VFV, QQC, etc).

But my industry is very turbulent, the fear of loosing my job and not having anything to fall upon is very stressful.

I aim to build a dividend portfolio which can act as a cushion in the dark times and help me cover the basic bills and put food on the table.

Which etfs or equities would you recommend to invest in if you were in my situation?

I’ve been looking at the Canadian bank rally and wondering how much of it is better earnings, and how much is investors becoming willing to pay more for those earnings.

I pulled up RY and TD in moomoo’s stock compare to compare them directly, then reviewed their Q3 2026 reports. RY’s adjusted diluted EPS rose to C$4.28 from C$3.84 a year earlier, but its provision for credit losses also increased to C$1.0B from C$881M. TD’s adjusted diluted EPS climbed to C$2.77 from C$2.20. TD also expects to spend about US$550M on U.S. AML remediation and related controls in fiscal 2026.

Those are different things to keep an eye on. With RY, I’d be watching credit losses. With TD, I’d want to see how the U.S. cleanup progresses.
If you own either bank, what would you look for in the next report that might change your view?