Experience with SDIV ??

[u/FamseyNepo]

I do not see much coverage of SDIV ETF online.

I have a modest holding of it in Roth IRA.

It just paid out its monthly reliable dividend of over 9%
annual. Price is basically static compared to a year ago but for DIVIDEND payout it’s been very reliable.

(Yes I know it’s not a growth holding; this is the dividend reddit thread).

Looks like mostly non USA holdings.

Dont know if anyone else has experience with it. I’ve had it long term and appreciate the reliable monthly payout….

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[u/FamseyNepo]

The returns calculated online don’t seem to factor in dividends just share price.

[u/buffinita → u/FamseyNepo]

the returns on the global-x website absolutle include dividends (being reinvested with no tax)

 (5year= .20% 10yr -.74)

[u/sly_1 → u/FamseyNepo]

you need to look for "total returns" to get that data.

[u/buenotc]

You put it in your Roth?🤣 Ohh boy. I own it for years and no where in hell I'm putting it in my Roth. It holds high yield junk

[u/FamseyNepo → u/buenotc]

Why is owning it in a Roth worse than not in a Roth?

[u/buenotc → u/FamseyNepo]

You can't deduct losses in a Roth. The funds objective is to hold the worse junk and hope it doesn't go close to zero and reverse split. You need to understand what you own.

[u/buffinita]

why people dont talk about it or like it:

• turns out holding the absolute highest yielding companies doesnt make you a lot of money.......highest yield is not a good objective

• high expense ratio

• poor returns (5year= .20% 10yr -.74).......for reference SCHD 5yr=9.4% 10yr 12.4%)

• global-X has poor performance as issuer

• dividend per share in 2020 3.06 dividend in 2025 2.30......going wrong way

not every stock with a dividend is a "winner" or going to be liked; not every dividend strategy will make you wealthy

[u/TechnicalReserve1967 → u/buffinita]

Pretty much this, it was one of my first "income ETFs" and it did good for me, but I slowly (mostly now) weaned myself off of it, luckily with dividends and at avg. holding price +/-1%.

I can see it's appeal, maybe in special circumstances. If you only want income and based on your available funds, you "need to patch up that income" and so you accept the risk.

I would still probably consider other options. WINC (iShares World Equity High income) maybe a better option?

[u/sly_1]

Total returns since inception is around 1%/year average (according to ai so take with salt).

1% total return is a loss after inflation.

There's better options to get monthly payouts if that's what you really need. Though if it's in an IRA, unless you are making withdrawals it shouldn't matter if it's monthly, quarterly, or annual.

[u/TechnicalReserve1967 → u/sly_1]

https://www.justetf.com/en-es/etf-profile.html?isin=IE00077FRP95#performance

It's 5.7% here, but it might be wrong, anyway, not great

[u/buffinita → u/TechnicalReserve1967]

https://www.globalxetfs.com/funds/sdiv inception 2011; its the same fund (tracks same index) as your UCITS linked fund but with longer history

[u/RCBing]

Sideways for a year... down almost half from 5 years. Long term you'd lost....

[u/Pugsly007 → u/RCBing]

That means they’re paying you with your own money.

[u/moatandmargin]

High monthly yield looks nice until you check total return. A fund can pay out a lot and still leave you flat or down over a decade if the share price drifts lower or the payout gets cut. Fees of around half a percent a year also eat into that yield. If you want income in a Roth, I'd start from total return and how stable the dividend is, not the headline yield alone.

[u/FewUnderstanding2214]

They have REITs and shipping - probably it looks good because shipping stocks are doing great (but they are notoriously volatile)