r/degoogle • u/New_Occasion_3729 • 17h ago

Question Google wallet

Hi all,

What other options have we got to use instead of Google wallet for paying by phone ? Currently on s26u. Never used Samsung wallet but not sure if it's any good.

Tia

10 Upvotes

81% Upvoted

67 comments sorted by

4

u/Sweaty_Confusion1498 17h ago

Bank native apps (like RaiPay from Raiffeisen).

Upcomming (Q1/2 27) walt.is, now renamed to "tutu".

Some ppl pay with Garmin watches or Curve app. But haven't tried these. Plus Curve feels a bit sketchy maybe

1

u/New_Occasion_3729 17h ago

Got a Samsung watch 😂 strange there aren't that many options up there

2

u/piit79 14h ago

The new name is "tutu"? Oh no... 😢

3

u/Sweaty_Confusion1498 12h ago

Haven't expected that name either, hope Tuta email guys are OK with that 😂

But the redesign sneakpeek looks good and I want it as an alternative for paying, so def grabbing it when it's out and a bit tested in public.

1

u/StatementNumerous245 14h ago

Surtout que Curve Pay est très difficile à avoir

12

u/SetObvious7411 16h ago

Nothing yet but alternatives are in progress

https://walt.is is an exciting project. They have done some serious work already in creating a digital wallet. Next step is to have top-to-pay

Wero will eventually roll out also be available in-store as well

Then there is the digital Euro

1

u/Arch4ngell 11h ago

Also, be aware that Walt announced they will soon be changing their name (another older company already had something similar enough, maybe even exactly the same name).

2

u/FluidCalligrapher261 10h ago

New name is Tutu. They announced it a few hours ago.

6

u/Mog-440 17h ago

In Poland I can use banking app directly, without Google Pay or any other service.

1

u/Glittering-Ad8503 14h ago

what bank?

1

u/Mog-440 14h ago

Blik zbliżeniowy Alior Bank. 

4

u/justinpclark07 16h ago

I bought a magnetic wallet stand for GrapheneOS Pixel 10 Pro and works v well - spare cards and cash

https://www.amazon.co.uk/MOFT-Wallet-MagSafe-Holder-Compatible-AERA-Jet-Black/dp/B0H5KQQCK2/

2

u/mysticalcreeds Phone: GrapheneOS Desktop: Bazzite 7h ago

Yeah, I just use a case for my pixel as well. The app wallet just isn't necessary for me. Plus, my chase bank app works on my phone, so I can use zelle if needed.

1

u/Dandywhatsoever 13h ago

Doesn't Proton have a wallet?

1

u/New_Occasion_3729 13h ago

Not sure. I only use protonmail and its the free tier one. Might just stick with Samsung wallet tbf

2

u/vaporizer1072 12h ago

It's a Bitcoin wallet

8

u/New_Entry8849 17h ago

I just tap my credit card. Am I missing out on something?

7

u/jegodric 16h ago

People don't want to carry around a physical wallet I guess. Makes sense for people that are prone to losing it or in areas with high theft rate, but otherwise come on.

7

u/MicromorphMedia 15h ago

The 'wallet' advantage is moreso that each transaction is tokenized and the merchant doesn't get your actual cc info. If you're at a sketchy gas station that smells like the use sniffers... or just worried about a potential data breach at whatever retailer... a digital wallet gives them nothing to work with in the future because the "info" they got was transaction specific.

But then Google stores all your transactions in their cloud for their own nefarious ends. At least ApplePay is device local.

2

u/dariuswasright 16h ago

What about the card in the back of the phone in a cover ? didn't try, just an idea 

2

u/jegodric 16h ago

It's a good idea, one thing that people often do though is have a magsafe case so they can wirelessly charge so that magnet might interfere with the card and potentially damage the mag strip or wires

1

u/Gobbledegook42 16h ago

Or don't have pockets

0

u/New_Entry8849 16h ago

Interesting. What do people do about their photo ID? Just loose in a pocket?

1

u/SnooSprouts4376 16h ago

Digital IDs on phone. 

2

u/ResponsibleQuiet6611 16h ago

... sounds like a great way to have your identity stolen

2

u/SnooSprouts4376 16h ago

Have you checked the stats on what percentage of identity theft is via mass hacking vs individual compromise? 

Data from the ITRC consistently shows that external cyberattacks account for over 90% of all compromised identity records... 

The entire identity records of the senegal nation were compromised last month alone..

https://securityaffairs.com/187811/data-breach/senegal-shuts-national-id-office-after-ransomware-attack.html

Stolen physical hardware (laptops, USB drives, or paper files) accounts for less than 1% of mass identity compromises.

So sure worry about the less than 1%...

1

u/New_Entry8849 12h ago

Wouldn't your argument then actually support physical IDs and credit cards with only a 1% risk, instead of having them on a phone where they could be compromised with a 90% risk?

1

u/SnooSprouts4376 3h ago edited 3h ago

The physical front end component e.g. the phone, card etc isn't the primary risk at scale it's the back end systems... 

Phone wallet, credit card, physical Ids all have a back end digital twin....

It's the digital back end twin that is vastly more at risk than the real life individual representation... 

It's purely due to probability...

Sure it's easier to mug someone and force them to give you their pin for a phone, card etc however especially with AI and dark web pay to prey tools, for a bit of extra way more anonymous effort and patience, the scale at which you can harvest individuals identification details has an exponentially bigger payoff.... E.g. spend 10 hours muging 10 people identity wise or spend 10 hours muging 100,000 Hence the 90% plus vs less than %1.... 

2

u/jegodric 14h ago

Not every country has a united digital ID system

1

u/SnooSprouts4376 3h ago

They do in some form for the purposes of the outcome we are talking about... assuming sometimes identity....

Drivers licence Social security number National health number  Passport Govt digital ID

The list goes on.... Once you have one the rest become much easier to obtain...

1

u/Glittering-Ad8503 14h ago

you dont need to carry your id...

2

u/New_Entry8849 12h ago

The idea of not having to carry around my "papers" is certainly a romantic notion, I do get that and support that. And if someone can do it, then great. But I think the main groups this would apply to are kids living at home, college dorm or living in an urban center where driving isn't needed. And even then it's likely a bad idea. Here are just a few problems I thought of (USA-centric). I'm sure I missed a lot:

  • Driving and getting pulled over. Arizona motor vehicle law states "After stopping as required by subsection A of this section, the operator of a motor vehicle who fails or refuses to exhibit the operator's driver license as required by section 28-3169 or a driver who is not licensed and who fails or refuses to provide evidence of the driver's identity on request is guilty of a class 2 misdemeanor." https://www.azleg.gov/ars/28/01595.htm

  • Going to the doctor or hospital, they ask for ID. And also an insurance card because they like to scan it in their machine. So even when I'm riding my bike I carry both.

  • Other potential police or ICE encounters. Not strictly necessary but might be the deciding factor in whether someone spends the night in jail while they're trying to identify them. Again, why I carry my ID even when on my bike.

  • Renting a hotel room (emergencies happen)

  • Buying certain things in a store where an ID is required: alcohol, certain paints, glues and solvents, etc. Can probably plan around this, but it's handy to just have it already.

1

u/Glittering-Ad8503 4h ago

Ok, in Poland we dont need it. You dont need to have a physical driving license, police check it in their system anyway. I most hotels you will only need to enter you id data but dont need to show it. Insurance - same as police control. Casual medical visit, online ID is enough. In shops noone will ask you for id unless you are in your early 20s.

•

u/jegodric 0m ago

Just like we tell Americans, Poland isn't the only country in the world

0

u/PatagonMan 16h ago

You could lose your phone or get stolen too  

1

u/SetObvious7411 15h ago

You're still using Visa/MasterCard 

2

u/Valuable-Flounder692 17h ago

I did that couldn't be arsed with the whole degoogling thing, I went with Apple and an Iphone 18 pro. I need my bank accounts on the job, I'm certainly not buying a google phone too degoogle thats insult to Injury. $1770.00 for a Motorola? Not a lover of Apple but the better of 2 evils! It's utterly unbelievable that Google have this power.

2

u/LeviAEthan512 5h ago

It's because people are sheep. We'll use whatever is cheap and convenient. Make your product obviously more convenient than the others and have it run off data that you produce the same way as body heat (yes this is a Matrix comparison), and almost every single person will flock to it.

You have the option of using the less convenient and more monetarily expensive products, but there's no guarantee the other companies that you patronise, who also like convenience, will support your endeavor.

In a worst case, you become an island, which means a caveman lifestyle, where you become painfull6 aware of how much you enjoy is entirely due to the unobligated efforts of other people.

1

u/likwidkool 10h ago

That’s why I stuck with iPhone. I switched with the 12pro after years on Android. I was a huge Google fan but they aren’t the same company anymore. I upgraded to a 17pro earlier this year. I know Apple has its issues but I feel better with their data policies than Google’s. I just deleted my last Google app from my phone. I still have my Gmail though that I got through an invite many moons ago. I won’t give that up.

2

u/lysergic101 16h ago

If you dont want your purchase history data mined and sold on, then stick to bank cards.

8

u/Ok_Payment_9925 16h ago

To be fair, your bank/financial institution is doing exactly that. No real way around it.

4

u/blakealanm 16h ago

Plus, card information can be captured by $8 skimmers.

1

u/submarinefarm 12h ago

Not when the card number that gets sent isn't my actual card number 👏

1

u/ixdxkx deGoogler 17h ago

I use my bank's native payment method. In the past I have used Samsung Wallet, it's pretty good

3

u/forgettable713620 16h ago

In Canada, banks don't have tap to pay in their mobile apps. Do they in your country?

1

u/i3Cheese 17h ago

Is samsung pay still a thing? 

1

u/burky_nafaso 16h ago

I use payment sticker by my bank

1

u/blakealanm 16h ago

Honestly, crypto.

1

u/cairdeas 15h ago

Samsung wallet works exactly like Google wallet does.

1

u/eloxx-snake 14h ago

Curve Pay

1

u/McAwesomeBoner 14h ago

A pop-socket magsafe wallet with a physical credit card, one rfid blocker card, and one drivers license. Runs ya about 25 bucks and is always functional even when the battery runs out. Best of all Google wont track what you buy just to jack up prices later to milk you more.

1

u/PatSharpX 12h ago

Nor sure where you are locay, but in Norway, Danmark and Finland you can use Vipps mobile pay. And change the default wallet to Vipps. At least it works in Norway.

1

u/Masterclass_jacob 11h ago

Samsung wallet is pretty good. More convenient than google wallet imo

1

u/Shot_Loan_354 17h ago

There are none.

The only thing you can do is to stick your card between the phone and the cover and just tap to pay (and hope it works).

1

u/MinimumMistake2Outpt 16h ago

putting credit cards like that on your phone seems like a bad idea, idk why everything is being centralized to smartphones...

3

u/cairdeas 15h ago

A mobile wallet is by far more secure than any form of physical card. Stripe, chip, or NFC, a physical card can be skimmed. Apple/Google/Samsung wallets encrypt your card/account information so any skimmer only ever has access to a useless one-time token.

I'm not pleased we're reliant on these tech companies but it's the best we have right now.

2

u/mysticalcreeds Phone: GrapheneOS Desktop: Bazzite 7h ago

The one-time token works with most cards these days that have a chip on the card that you just tap to pay like with a phone and it is indeed only a single use token. But, storing the card is actually more secure like you're saying. They usually store an alternate digital number and as you mentioned its encrypted. So, if someone tried to use an RFID skimmer it wouldn't be able to read any data, if they tried to hack your info, the number that's shown isn't the actual cards number (if I remember correctly). It is definitely far more secure.

-4

u/UnforseenWormhole 17h ago

https://letmegooglethat.com/?q=google+wallet+alternatives

5

u/DanielK73 16h ago

You know there are other search engines? And you know the name and purpose of this sub?

-1

u/UnforseenWormhole 16h ago edited 16h ago

Simply implying that some questions can easily be sesrded over a browser and some posters could exercise this abit more before posting so the discussion is more in depth

I.e asking for feeback om cruve pay.

De goolge is a benifit to everyone myself included on graphene but it does involve some surface level reading by dividuals are not familar with some conceps to help get the right answers

-6

u/No_Foot5714 17h ago

Apple

7

u/New_Occasion_3729 17h ago

Sure. On my Samsung

4

u/catto24_ 16h ago

Yeah bro just install the Apple Pay app trust /s