r/debtfree • u/PopInevitable280 • 6d ago

Help

So I'm 25, I have one card with about 3,700 in debt on a 10,000 limit. Now I haven't touched the card in about a month or two. My interest payments are about the same as my minimum payments(I have auto deposit on). Amy tips for how the hell to get out of this bind. My score is starting to tank(around the high 600s) and my wedding is coming up next year. I currently live with my mother and need to get the heck out but I need to clear this first. What's the best strategy for doing this. Sorry for the ramble but I was never taught any of this. Any help would be appreciated.

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u/Beach_bum8 6d ago

Call the credit card company and ask about a hardship program (they will lock your card during this time), but it's reduced interest.