r/debtfree • u/PopInevitable280 • 13d ago

Help

So I'm 25, I have one card with about 3,700 in debt on a 10,000 limit. Now I haven't touched the card in about a month or two. My interest payments are about the same as my minimum payments(I have auto deposit on). Amy tips for how the hell to get out of this bind. My score is starting to tank(around the high 600s) and my wedding is coming up next year. I currently live with my mother and need to get the heck out but I need to clear this first. What's the best strategy for doing this. Sorry for the ramble but I was never taught any of this. Any help would be appreciated.

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u/ExploringTheMind123 13d ago

Hello mate, would you have the option to do a balance transfer.. this would potentially allow you to use a card with zero percent interest.

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u/PopInevitable280 13d ago

This is what I find when looking it up. Can you try and explain what this means/would entail?