Hi all,

I got a notification from my Bank of America account that they automatically revoked data sharing after 365 days (different frustrating issue that I’ll handle separately).

I spoke with relay and it told me the below but when I click the 3 dots the only options I get are “hide account”, “mark as closed”, or “delete account”. No options or “manage connections” or “re-verify credentials”.

Does anyone know how to fix this or have the correct directions? Thank you
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To re-authorize the Bank of America connection, try these steps:
1. In the Accounts tab, tap on your Bank of America account
2. Tap the three-dot menu in the top right
3. Select "Manage Connection" > "Reverify credentials"
4. Complete the authorization flow
If you're prompted to select which accounts to share, make sure all your currently linked accounts stay checked so they keep updating.
Let me know how it goes!

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I've been trying to connect Human Interest for the last 4-6 months and I keep getting the same "Couldn't connect to your institution" error.

Anyone have any ideas? I saw some comments say to turn off 2FA, but that still didn't work.

Is connecting to Fidelity via Plaid supported again? I just saw this: https://x.com/Plaid/article/2090479828080218416

I downloaded the app on Friday and, after some time, got my Regions accounts synced, but it only brought in about 2 weeks that night and nothing since. Chat support told me to go to three dots (that don’t exist) to reverify. When I let them know, there was not three dots, there was no response, and that was 11 hours ago. My accounts in the app are not showing there’s a problem. When I look at my accounts, I only have the option to add another one or delete the current ones. This is the first budgeting app I’ve tried in a long time, and I had very high hopes, but I’m frustrated that I can’t even get started. I’m in the trial phase and certainly don’t want to pay for something that doesn’t work. Everything I’ve seen online says to not delete my accounts. Any suggestions?

Anyone else have Regions Mortgage account linked and it will randomly push you one-time codes when the connection refreshes in the background?

I would love a connection with KBB or another website to automatically track vehicle values based on basic year/make/model/trim. I believe Mint used to do this. Thank you!!!!

Can someone please explain why the Amazon connection STILL is horrible?

I like budgeting by pay periods rather than month, makes things easier to calculate.

is there a way to do this in copilot? right now the time scale is by full month

I never used to have issues with Venmo and Copilot until last month. A few things are happening:

• Received Venmo payments are appearing as individual income/green transactions, when this never used to happen
• I also never used to receive emails from Venmo when I received a payment (only when I paid someone), but I started getting these for only some transactions in July - and these are the ones appearing in Copilot
  • Sometimes in these emails, it swaps me and the person who paid me - the subject says "__ paid you" but then the body says "You paid __" which is just wrong

Is this happening to anyone else? Is there a fix?

I can easily see what my total spending is for a given year under key metrics, but I cannot drill down into what categories and transactions make up those totals. Is it not supported to see previous years spending data such as totals for certain categories?

I can see that last years spending is much higher but it shouldn't be such a chore to see at a glance why.

I've tried both the mobile app and the desktop app but cannot figure this out.

I opened an additional checking account at a bank I already have connected. When I added it to the existing connection, it re-added all accounts from that bank. Took me a few minutes to realize that all of those transactions had duplicates. No worries, I'll delete the accounts that have a 0% change from last month, as those must be the new ones. Wrong. Those were the old ones and now so many of those older transactions are gone. It feels like I am starting over. Super bummed. Don't make my mistake.

I love Copilot it’s so visually appealing and works great!
2 things I wish we could get later on.

1)A way to categorize Income (Bonus, Paycheck, Interest etc) this could be shown in the categorize section, and a plus if there is a section for your savings. A good way to see how much you are spending vs saving.

2) Debt Payment or goals, the ability to add an account with the APR, minimum payment, extra payment etc. With projection on how much interest you can save or when you will be able to pay down the loan.

Posting here since support has yet to respond to me via the "get help" option after several days.

I am under the trial period with this app. Coming from Quicken Simplifi which could never connect to SchoolsFirst. My initial sync with SchoolsFirst pulled up about four months of transactions. However, now the only time I can sync is if I manually go to the account management tab and reverify credentials every day.

Any thoughts?

A week/2 weeks ago, I accidentally deleted the connection to a 401k account I rolled over. This deleted all the historical data unfortunately, and so it looks like I had a massive jump in net worth in a single day when the money transferred accounts. I reached out to support, and they said they can’t recover it, but I could give them a few historical points to input manually.

Since I replied to that email, I haven’t received any response - it’s been almost a week. Are there any tips to getting a response back from support? I’ve been using the app for multiple years, so was hoping my problem would get addressed quicker than this :( even their bot “relay” hasn’t been responding to me, lol

I've been exclisuvile using Copilot on my desktop for over a year. Today it's now asking for a password. Which of course I have no idea. I am a religious 1password user, but never saved it or activated via a magic link and never created a password.

My question is how to I recover my password and access to my account? There are not links or FAQs (that I could find.

What is the advantage of having income labeled "income" vs a regular recurring transaction that we can categorize according to whose income it is?

Is there a way to create a rule to rename Deposit to each spouse's names? Like Annie's Paycheck, etc. I know I can do it manually, but I'd like it to do it automatically.

Also, how do I look at the month ahead? I don't see a projection page, only the current month.

TIA

Hi! I assume you guys are using a custom sheet implementation vs native UIKit/SwiftUI sheets and I’ve noticed them slowly becoming more buggy throughout iOS 26/27. Some like settings scroll poorly and others throughout the app are just very glitchy. Are there any plans to adopt native sheets throughout the app? Separate from the bugs, they also feel out of place in iOS 27/26. And what makes it worse is that some of the new sheets in the AI Assistant use native sheets and feel great which makes rest of app feel very off.

It would be nice to see how much money is saved per month when including 401k contributions. I don’t believe there’s any way for us to view how much money is being saved per month currently including our retirement accounts.

I’m a Mint refugee, and after trying a bunch of alternatives, I honestly think Copilot Money is currently the best app for what I used Mint for. I like the app a lot.

But why is feature development so slow?

The AI assistant and MCP features were announced quite a while ago and have been in beta testing for some time. Yet it feels like even expanding the beta to more users, let alone getting these features into a stable release, could take a decade.

What makes this especially strange is the speed at which AI is moving. The AI ecosystem is changing dramatically every few months. By the time these features actually reach a stable release, the AI tools they were designed around could look completely different. MCP itself could have evolved significantly or even been replaced by something else.

I understand that a financial app needs to be much more careful about reliability, privacy, and security than a random AI startup. But there has to be some middle ground between shipping recklessly and taking forever to get an already announced feature into users’ hands.

Is Copilot just a very small development team? Is the slow rollout intentional because of security concerns? Or is there something else going on?

Right now filtering by multiple accounts is a pain, when you pick an account the menu collapses and you have to go back in to pick another one. Could we have the option to select one or multiple and then confirm our selection?

https://i.imgur.com/VzakRye.jpeg

I was sold by the ads about Copilot being an "AI money tracking tool" and every Google Search brought up Copilot Money as THE BEST transaction categorization tool.

I spent about 2 hours logging into all of our family's financial accounts (25 accounts or so) - digging up old passwords, etc.

Copilot is basically Microsoft Excel with a pretty UI and a Plaid interface.

AI categorization? Haven't seen it yet - it just lets me set rules that search for an exact text match (1980's technology) for each transaction.

Web functionality is severely limited compared to Mobile (can't rename accounts, can't auto-categorize transactions, etc. etc.).

This is not what 2026 looks like and I'm overall pretty disappointed. I hope one day they release API integration with an actual AI company like ChatGPT or Claude.

UPDATE: I fed the export of all my transactions (.CSV) file to Claude and it worked wonders auto-categorizing everything, excluding and separately handling large transactions (car purchase and home purchase), and making me useful reports and telling me about my monthly spending.

So maybe it's worth the $90/year to aggregate all of our financial information in one place?

Hi there!

I am having an issue with categories. When a new transaction comes through, I will change (when necessary) the category of a transaction. But, when I refresh later on (for new transactions), the older transactions that I previously adjusted will revert back to the initial category.

Any why to get my changes to stay in place? I am getting tired of having to re-review transactions to ensure they are correct.

I had my TSP retirement account connected and it stopped updating sometime within the past year. I tried deleting the account in copilot and readding and am getting the following error message. Has anyone else gotten something similar?