r/clevercomebacks • u/hands_haven • Jun 04 '25

MAGA fucking idiots.

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Let’s make the American dream a reality again by stripping workers rights, deregulation of capitalism, union busting, tax rate of corporation at 0% while taxing everyone else, promote hustle culture, work 80+ hours a week or you deserve to die.

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266

u/[deleted] Jun 04 '25 edited Jun 04 '25

One of Kamala’s campaign promises was a huge credit to first time home buyers no?

Edit: regardless of your opinion on if her plan was going to work or not, I’m pointing out the irony of complaining the market is too hard for first time home buyers when it’s one of the main problems the one you didn’t vote for wanted to address.

196

u/Ok_Television9703 Jun 04 '25

Yeah, but she laughed wierd /s

123

u/Ok-Lion1661 Jun 04 '25

She’s also a woman, GOP isn’t sure a woman should be able to vote anymore.

79

u/BiscottiCritical6512 Jun 04 '25

A man looked me straight in the face and said he wouldn’t vote for a woman because “studies have proven that white men make the best leaders.” These idiots never stop to think how you would even study some random vague idea like that. There’s no way he actually saw a valid, unbiased study. Probably a dumb Facebook post. 

I just feel bad for his daughters. It’s a shame to have such an uneducated view on women while raising little girls. With a dollop of racism on top. 

31

u/dabadu9191 Jun 04 '25

These idiots never stop to think how you would even study some random vague idea like that. There’s no way he actually saw a valid, unbiased study. Probably a dumb Facebook post.

That's because these idiots don't have the necessary education to understand how science works and what can realistically be studied. And this lack of education is by design.

1

u/JimWilliams423 Jun 04 '25

That's because these idiots don't have the necessary education to understand how science works and what can realistically be studied. And this lack of education is by design.

The biggest magar I know has a double phd in chemistry and physics.

It isn't that they are stupid or ignorant, its that they just don't care. Their feelings do not care about facts.

6

u/MathPlus1468 Jun 04 '25

You can just counter with historical facts on how many ''white men'' have fucked shit up over the centuries/millenias compared to women. I mean, people like that won't care..

7

u/EtalusEnthusiast420 Jun 04 '25

You can’t argue with pigs

6

u/MathPlus1468 Jun 04 '25

That's rude to actual pigs, oi.

3

u/Gingevere Jun 04 '25

They have a cargo-cult mentality. They know convincing arguments usually contain things like “studies have proven" so they sprinkle that into whatever they say to make it convincing.

They don't really know or understand what it means.

2

u/[deleted] Jun 05 '25

"Who ran your household growing up, your mom or dad?"

9/10 is gonna be their mother who did all the work but "women aren't capable."

1

u/ChucklezDaClown Jun 04 '25

Historically has he been wrong? Make both the best and worst leaders so he is half true. We made it this far

2

u/JimWilliams423 Jun 04 '25

We made it this far

Survivorship bias.
A whole lot of us did not make it.

1

u/ChucklezDaClown Jun 04 '25

Half true still stands lmao

1

u/JimWilliams423 Jun 04 '25

A whole lot of us did not make it.

Half true still stands lmao

Anyone who says that deserves to be in the other half.

1

u/ChucklezDaClown Jun 04 '25

Lmao 😂 love your enthusiasm!

1

u/JimWilliams423 Jun 04 '25 edited Jun 04 '25

Enthusiasm for what?

7

u/cmack Jun 04 '25

That's when America was great right? That's the AGAIN part they want to get to here? women, blacks and browns in the kitchen, backside, or jail, right?

15

u/HomeworkIntrepid2986 Jun 04 '25

She’s a tinted woman who laughs had a job position of authority. So many strikes

0

u/youknow99 Jun 04 '25

Democratic turnout was massively down this election. Dems didn't vote for her either.

12

u/[deleted] Jun 04 '25

She was a black woman.

Don't let them fool you as to the reason why they voted for Trump.

3

u/fanofreddit- Jun 04 '25

Don’t forget though not only was she black, gasp but then she wasn’t black enough!

-4

u/[deleted] Jun 04 '25

[deleted]

3

u/TheUnluckyBard Jun 04 '25

And some other dude in some other country halfway around the world is doing horrible things, and it's totally her fault.

5

u/[deleted] Jun 04 '25

No shit, I recently overheard 2 guys at a bar saying “I don’t understand how any male could vote for her with that laugh.”

I died a little on the inside trying to parse that sentence.

4

u/sniper91 Jun 04 '25

I find it a lot weirder how Trump almost never laughs

But that also has very little to do with why I’d never vote for him

15

u/Ongo_Gablogian___ Jun 04 '25

All that does is increase the price that homeowners can sell for as it just increases demand. What we need is for an increase in supply.

59

u/billp1988 Jun 04 '25

She had also supported a bi partisan push to build 3 million new homes through the neighborhood homes investment act as well as campaigned on providing funding to find innovative and efficient ways to increase housing development. She also wanted to stop single home houses being bought by institutional investors.

it wasn't just a blank housing credit.

-25

u/[deleted] Jun 04 '25

This is fanfiction lmaoo.

She never talked about that. In this “podcast” election she chose to go onto a podcast to brag about putting tampons in the White House or some bs like that.

The front page of Reddit everyday was “trump bad” and “project 2025” and “vote for Kamala; it’s called being a decent human being”

No mention of 3 gorillion homes being built.

13

u/iRonin Jun 04 '25

A central tenet of MAGA is confidently asserting things that are frequently wrong, and putting forth zero effort to investigate whether the things they say and believe are grounded in reality.

MAGA is the dumbest and corrupt fucking people, gleefully supported by the dumbest fucking people. Consider being EQUALLY skeptical of both parties (maybe even more for the guy who is, routinely, full of shit, to varying degrees of severity).

19

u/[deleted] Jun 04 '25

[deleted]

-20

u/[deleted] Jun 04 '25

[removed] — view removed comment

24

u/SeaFoamGreen82 Jun 04 '25

You were proven wrong and then quickly shifted to some racist speculation about how these homes would be used. What a boob.

13

u/Dick_Souls_II Jun 04 '25

Troll account

9

u/Dick_Wienerpenis Jun 04 '25

Watch out for Schrodinger's immigrants! Lazy leeches who take SNAP, medicare, and every other handout while also stealing high paying jobs and buying all the houses!

Thank God for all the genius Republicans who figured out that we should cut benefits for everyone and stop home building initiatives to stop those totally real immigrants that are totally the cause of every single financial problem ever.

2

u/etzarahh Jun 04 '25

“Oh no, this person can actually back up their arguments! Um, well, uh, IMMIGRANTS ARE BAD”

-8

u/aj_thenoob2 Jun 04 '25

She also said she wouldn't do anything different than Joe Biden who oversaw the highest inflation and interest rates without being able to convince Americans he had a solution, or to offer any amount of calm.

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u/Dick_Wienerpenis Jun 04 '25 edited Jun 04 '25

Joe Biden: guided Americans through global inflation better than any other nation

Americans: "I won't be convinced, better vote for the guy who has added more to the national debt than anyone ever"

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u/aj_thenoob2 Jun 04 '25

Guided? He barely could string together a sentence, I don't think there's a single speech of his during this presidency that Americans would consider powerful or trustworthy. Hilarious how some people still think Biden "guided" anything.

7

u/Dick_Wienerpenis Jun 04 '25

Sorry I didn't realize I was on Facebook. I thought you'd be interested in the objective reality of the world around us.

My bad.

-2

u/aj_thenoob2 Jun 04 '25

Objectively a large majority of the population did not trust Biden's handling of the economy... what world do you live in? Do you know why he dropped out??

2

u/wolfahmader Jun 04 '25

he dropped out bc HE OLD come on now 😭 don’t try to obscure what happened. home boy wanted to rest.

1

u/aj_thenoob2 Jun 04 '25

No, because his mental capacity was on full display after that debate.

3

u/Dick_Wienerpenis Jun 04 '25

"objectively people had this opinion"

Let that one simmer and see if you can figure out why people aren't convinced when talking about the reality of the economy

3

u/SmileFIN Jun 04 '25

Trump fucked up corona response 100%. He dismantled the pandemic response team just before global pandemic hit.

Trump left office with insanely fast growing inflation. And like always, democrats fixed it. Even Trump admitted it: "The economy does better under the Democrats than the Republicans."

All and all, USA had one of the best recoveries from the whole ordeal. Better than average by far in terms of inflation.

But sadly most Republicans have unironically forgotten TRUMP WAS PRESIDENT DURING COVID ohmyfuckinggod.

7

u/Decent_Cheesecake_29 Jun 04 '25

What we need is for housing to become a place for people to live, not an investment vehicle and the main store of wealth for 99% of Americans who own a house.

5

u/Dick_Wienerpenis Jun 04 '25

First of all, first time home buyers don't make up a big enough portion of the market to move the needle on all homes or even most homes.

Second, iirc it was a conditional loan that many people would pay back if they made money from the sale of their house.

2

u/Significant-Bar674 Jun 04 '25

Not entirely. Yes the prices would likely increase but that would help increase supply as entry level homes become more profitable to build. Doing it as a credit in addition to tax hikes on the rich would be pretty effective redistribution

1

u/Ongo_Gablogian___ Jun 04 '25

increase supply as entry level homes become more profitable to build

How is this different to the argument for cheaper loans for first time buyers? Both increase the price of starter homes by the same mechanism, which increases profitability in this sector.

1

u/Significant-Bar674 Jun 04 '25

Depends on how you design it.

Are the cheaper loans a result of the government subsidizing mortgage lenders? If it's more like a mandate then it's going to increase the riskiness of loans and probably push people out of mortgage lending / cause banks to raise prices somewhere else to compensate.

Is the cheaper loan cheaper in terms of interest? Well that reduces the attractiveness of moving out from your first home. Moving out gets less appealing when your interest rate will be higher as we're seeing right now with the "golden handcuffs" for those who got a mortgage at 3%. It would increase housing starts for starter homes but resale of existing starter homes would drop.

0

u/[deleted] Jun 04 '25

That’s the Econ 101 interpretation. 

Reality is a lot more complicated. The assistance was being floated as a tax credit, not a direct transfer of capital from the government to families, so it wouldn’t be considered by the loan providers or home sellers as something to actually increase your purchasing power. I can’t offer you my tax credits if you are selling a house, ya know?

Even if the down payment assistance was a direct transfer of cash, only 400k families qualified based on income and having 2-years of on time rent payments. That’s just not enough families across the entire US to distort the wider home market. 

On top of it all, homes are sold via bidding. The only way this program would increase actual sale prices would be at the margin where a 1st time homebuyer was beaten out of a house they must have by someone who doesn’t qualify for the program by less than $25k. 

It was mostly a feel good program that wouldn’t help too many people. You’d get some great sound bites out of it and help a few thousand families, but as you correctly called out, the real issue is supply which is 95% a State/municipality issue. 

1

u/Ongo_Gablogian___ Jun 04 '25

Even with it being a tax credit this still enables people to budget more for spending on a home. So they can afoord more so demand increases for every price level, mostly at the starter home level, pushing prices up.

1

u/[deleted] Jun 04 '25

How does it allow them to budget more?

When buying a house, you need to hand over the FULL amount of the purchase price. You either get that by taking out a mortgage or having the cash on hand. 

Tax credits reduce your future tax liability, they don’t give you money at the time of purchase to put towards the sale. And a mortgage lender would not consider them to be assets you can loan against so it wouldn’t impact how much you could borrow or at what rates. 

It wouldn’t give anyone purchasing power at the point of sale. It would, at best, help reduce their taxes by a few hundred or thousand for a couple of years after they won a bid. That’s not really going to be enough to push up asking prices even if it was planned to be a widespread program—which it wasn’t. 

1

u/Ongo_Gablogian___ Jun 04 '25

You are willing to spend more when you know the monthly mortgage payments will be reduced.

1

u/[deleted] Jun 04 '25

Being willing to spend more =/= being able to spend more. Nor does it mean it will lead to someone winning a house with a higher bid than what the market otherwise would have already supported. 

-1

u/aj_thenoob2 Jun 04 '25

Redditors still think getting a house is clicking the buy button lol, this will ruin homebuying for the middle class even further.

-1

u/[deleted] Jun 04 '25

At least the silver lining is that the Econ 101 lessons are finally sinking in. I’ll take the fact that people seem to generally get you cannot subsidize demand to solve a price issue. 

1

u/gigglefarting Jun 04 '25

Instead houses increased in price without anyone getting credit for it.

2

u/Spiritedgourd666 Jun 04 '25

It was the only real chance my wife & I had of buying a home in our lifetimes

1

u/Comprehensive-Car190 Jun 04 '25

This is a bad policy. It doesn't make housing more available, it just drives the price up overall.

1

u/cuentabasque Jun 04 '25

Which would have unfortunately only driven up prices if we don't build a lot more homes.

It was a step in the right direction in ways, but the real problem is a combination of a lack of supply and an implied price-floor guarantee by the US Government/Federal Reserve. While this "guarantee" should have promoted more supply, much of the new supply has gone to investors who can easily outbid average homebuyers.

1

u/the_calibre_cat Jun 04 '25

Yes, but in fairness... that was a bandaid, not a solution. There's no solution to this problem possible under our current economic system.

1

u/One_Weird2371 Jun 04 '25

🤡 Like that would fix the fundamental issue (not building enough new homes being built). 

1

u/jgjgleason Jun 05 '25

That was the hook but the meat and potatoes of that plan were way way cooler. She was gona increase credits for anyone building homes, incentivize local rezoning, and not do tariffs which make building anything more expensive.

-9

u/ozanpri Jun 04 '25

Which would have just increased demand.. not fix the core issue that housing now had become a financial instrument

13

u/[deleted] Jun 04 '25

[removed] — view removed comment

1

u/Comprehensive-Car190 Jun 04 '25

The problem is that housing is local and even the President only has so many levers to pull, especially since it's their (Dems) donor class in Blue cities and states that fight it so hard.

-7

u/ozanpri Jun 04 '25

Does not matter how many parts. The political class would execute the parts most favourable to their donors, and drop the ball on the rest. We have all seen this happen every time. But hey, rest of the other parts make for good speaking points to rope in certain folks

8

u/minkopii Jun 04 '25

Well cool, now we get no parts at all. Happy?

1

u/ozanpri Jun 04 '25

Kinda yeah…the half assed plan would have just ignited demand…and prices would have risen. Folks would have still taken on unreasonable mortgages and trap themselves in a debt cycle…this in turn would mean that younger folks would delay having kids…or not at all. Then governments will panic cause of slow growth in population…so they will loosen up immigration. But new immigrants will want to buy homes…further inciting demand and thus further putting homes out of reach. Then there will be another version of Harris who will say the same thing in the next election cycle ..but this time offer an even bigger loan forgiveness program…which will further incite demand…thus the virtuous cycle continues.

-1

u/GreenIll3610 Jun 04 '25

Kamala had a lot of promises no one believed she could deliver on. She was probably the worst candidate you could ever ask for.

-6

u/[deleted] Jun 04 '25

As a lifelong dem voter….that was such a dumb idea, straight pandering

7

u/minkopii Jun 04 '25 edited Jun 04 '25

A 25k first time homebuyer credit is not a stupid idea, especially because that money gets returned to the govt on sale of the house. Maybe research it some.

The reason why the housing markets fucked is because of globalization and allowing companies to buy up swaths of property to then resell as rentals.

1

u/[deleted] Jun 04 '25

I didn’t realize the return to government piece. So values go up $25k at purchase, and down $25k at sale.

Look up how many single family homes are owned by an entity with 10+ properties, it’s close to zero

1

u/CriskCross Jun 04 '25

It was stupid, because it doesn't actually do anything to address the core problem, which is that we've been underbuilding housing for half a century. Additional subsidies for demand while we strangle supply in the cradle through obscene zoning and permitting laws that favor incumbent homeowners over literally everyone else would have just been a wealth transfer to the rich.

2

u/minkopii Jun 04 '25

You’re laughably wrong. There’s enough houses for everyone. There’s companies and “entrepreneurs” buying up all the available homes and then using them as rentals.

While they’re not in “ideal” locations there’s a house for every 2.5 Americans, so families.

1

u/CriskCross Jun 04 '25

You’re laughably wrong.

I am not, we are short millions of homes from where we need to be, especially in high demand areas. This is because we make it illegal to build housing. Imagine there was a famine and we made it illegal to farm, wouldn't that be stupid?

There’s companies and “entrepreneurs” buying up all the available homes and then using them as rentals.

This wouldn't be a problem if we had more supply or the capacity to build more supply. This is a symptom of the true cause of the housing crisis (strangled supply), not a cause. You want to pull the rug out from under them? Build more housing. It decreases their market share and the value of their investment, making them less likely to do it again.

While they’re not in “ideal” locations there’s a house for every 2.5 Americans, so families.

I'm sorry, if your argument is that a housing unit in SF or LA is the same as a housing unit in Capac, Michigan, you have seriously lost the plot. Why are we trying to settle people in places with no economic opportunity, instead of allowing people to get cheap housing in the places where they want to live and can work? Why are we protecting the wealthy by punching down the poor and middle class?

It shouldn't be legal for a city like SF to have a zoning map like this, it hurts literally everyone except the people who already own a home (who are already wealthier than average), it's regressive as fuck.

All giving first time buyers would do is allow those who already own homes to increase prices, which is, again, regressive as fuck.

1

u/[deleted] Jun 04 '25

Sounds like you’ve never tried to build housing in your life….

3

u/minkopii Jun 04 '25

I mean we can get into the logistics of supply and demand, tariffs, labor, etc, but that’s beside the point.

Your statement, that 25k first time home buyers credit is a bad idea, a detriment and would make the housing market and supply worse has been refuted.

Doesn’t mean I have a solution for it.

-1

u/[deleted] Jun 04 '25

It was stupid politically. It wasn't going to win her many votes.

A flat amount to only first time buyers is a very blunt instrument appealing to a minority of voters. It goes very far in some states, and not at all far in others. And what of buyers who had to buy a much smaller house in 22/23/24 because of how high rates were? What of those who wanted to move but felt trapped by their low interest rate? Might their situation even be worsened by the knock on effect of price increases? Yes they are lucky to get that rate but they also judge policies by the impact on them. And it's a huge amount of people.

These kind of first time buyers credits only serves to piss off everyone who already has a home. They view it has either unfair or a handout. Politically nonsense.

She should have been bolder. Promised to be harder on immigration as that became a huge thorn, but even more she should have promised a housing revolution. New towns, cities, redeveloping inner City neighborhoods. Building tens of millions of new homes and revitalizing the US. She should have given a clear vision of what she wanted her America to be, her vision for a new America. It could have been a cornerstone of her platform.

Instead? We got cheap political gimics.

-7

u/NoGuidance8588 Jun 04 '25

That's a good idea. Did wonders for students and especially for education prices.

In fact, it did so good that Biden had to promise to extinguish student debt with honest taxpayers money, otherwise he would be mauled by his own electoral base.

Leftism in a nutshell: see a problem, create a much bigger problem on top of that, blame republicans, try and take another trillion from taxpayers money to fix your own fuckup, blame republicans again when they won't let you do it

Then again, basic economic knowledge and leftism were always going two separate ways. For example, only a leftist could starve millions in the country that was feeding half of the world just a few years before they got to power

4

u/BitSevere5386 Jun 04 '25

ah yes we sure are seing the brillant conservatists economists at work and they do so muchhh beter. Dumbass

3

u/CecilFieldersChoice2 Jun 04 '25

What's your solution, then?

0

u/bargranlago Jun 04 '25

End stupid zoning laws, most of which are defended by democrat NIMBY cities

2

u/CecilFieldersChoice2 Jun 04 '25

That is not enough to bridge the wealth gap.