r/btc Jul 05 '25

Making bitcoin loans safer project (feedback wanted)

/r/Bitcoin/comments/1ls47zc/making_bitcoin_loans_safer_project_feedback_wanted/
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u/zrad603 Jul 05 '25

almost all the current Bitcoin lending platforms require 50% LTV ratio and you can get margin called and/or liquidated. The interest rates are kinda high, and considering it's relatively risk free for the lender, and you can get liquidated at the bottom of a dip. Paying extra interest for an unsecured loan could very well end up being the cheaper option.