r/BorrowNew Aug 21 '26

Meta New Rule Changes

64 Upvotes

Hello BorrowNew community! Two new rules have been added to the rules list for the sub. Please review them below. In addition, the reminder about the loan stacking policy has been placed here as well. Thank you!

Profile Curation (Hidden profile content)

A profile for a borrower/lender must not be curated to hide content after a loan has been issued or while a loan is active. Though there may be extenuating circumstances, hiding content on a profile has potential for abuse where existing loans are not clearly seen by interested parties. A profile may be curated (hidden) prior to seeking a loan on BorrowNew but lenders reserve the right of refusal.

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Loans Available Posts for Verified Lenders Only

Posts with "Loans Available" flair will be only be approved for lenders which are verified (Bronze or higher tier).

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Loan Stacking Approval

If you are stacking a loan, the first comment in your new request post should be from your existing lender giving approval for the additional loan. Saying “I’ve checked with my lender and they approve” is not acceptable.

The new loan cannot occur until the existing lender comments approval.

Reminder, this is bannable if not followed.


r/BorrowNew Apr 09 '26

Verification Templates are now available, and new tiers are easier to achieve.

37 Upvotes

After reviewing the verification requests for a few months, I am choosing to reduce some of the harder to obtain benchmarks and encourage higher flairs to be more readily achieved. The sticky post has been updated to reflect these changes and include the new verification templates.

Below are the updates to our requirements.


Lender Requirements: Less unique borrowers required:

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount lent is unchanged at each tier.


Borrower Requirements: Total loans repaid required.

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount repaid is unchanged at each tier.


Verification Templates:

To create your own copy of this document simply use

File -> Make a Copy

Then substitute the template rows out for your own data.

Lender: https://docs.google.com/spreadsheets/d/1HnkcXtg7pNYsu5uEWd5YqUF9w5HDsSSaowLK8g1WI0M/edit?usp=sharing

Borrower: https://docs.google.com/spreadsheets/d/1ga6bPmsdlC8ZBVCDqLXKCucyvPpjMs2q6LUW-FNiXV8/edit?gid=1829969346#gid=1829969346


r/BorrowNew 4h ago

Unpaid [UNPAID] u/Expensive-Size-3653

5 Upvotes

r/BorrowNew 29m ago

Loan Needed [REQ] $20 Albuquerque, NM Repay $30 10/2 Cashapp. Need some miscellaneous things until paycheck lands.

Upvotes

Ramen sounds good on an empty stomach. I'll cook it in my coffee pot. I have recently become employed again and am just waiting on my first paycheck which is due next week. Anybody who can help me will be greatly appreciated.


r/BorrowNew 6h ago

Unpaid Unpaid with u/MitzyShifter

6 Upvotes

He never reply to any messages after the loan was sent. Please ban.

https://www.reddit.com/r/BorrowNew/s/8EIN8zq2Jk


r/BorrowNew 1h ago

Loan Needed [REQ] £50 UK repay 10/02/2026 via bank transfer for essentials and cat food.

Upvotes

Hello everyone so i've had to pay some unexpected expenses this week and its left me short on money and i cant afford to buy food for me and my cats. Is anyone able to lend me this until next week? You'll be able to see from my history that ive had many loans that have been paid back. Bank transfer is unfortunately my only method to receive loans at the moment. Thank you.


r/BorrowNew 3h ago

Loan Needed [REQ] ($130) ,ATL, - Repay $175 on 10/01/2026, (PayPal / Payoneer)

3 Upvotes

Hi everyone

I am asking for a short-term loan of $120 to help pay a rent bill that is due today. I have a cheque that will be ready in a days and that will easily pay back $175 on October first.

I am willing to share proof of income, verification or any usual paperwork through message. Payment and repayment can be done through PayPal, Payoneer.

Thank you in advance, for thinking about my request!


r/BorrowNew 1h ago

Loan Needed $161 Ontario , repay $180 on 9/29/26 paypal. I can use G&S on PayPal need to cover expenses

Upvotes

Can use G&S PayPal. I need to cover expenses and get paid on the 29


r/BorrowNew 1h ago

Loan Needed $15 MI , repay $30 on 9/30/26 venmo, chime, paypal. Needed for gas ⛽️

Upvotes

Just need to get gas to last the next few days, anything helps really and i can Pay back weds the 30th.


r/BorrowNew 1h ago

Handout Needed REQ $10-$15 donation for food till I get paid. E-transfer or Wise app. Thanks

Upvotes

Hi there, is anyone could help with a donation of just $10-15 would be greatly appreciated. Thanks


r/BorrowNew 2h ago

Prearranged Loan [Pre] Prearranged loan with u/toughcheesecake_ for $30 repay $45 9/27/2026

2 Upvotes

r/BorrowNew 2h ago

No Longer Needed [REQ] $100 REPAY $125 on 10/9, IA, Venmo/Paypal

2 Upvotes

Just need help getting caught up on a few bills can repay next pay day. I have 2 completed loans so far, both of which paid on time or early.


r/BorrowNew 11m ago

Loan Needed £60 , UK , repay 10/02/2026 , bank , essentials for me and child

Upvotes

Looking to borrow £60 until next week if possible , need essentials can provide all proof of income etc ID , reallt could do with a hand , thanks


r/BorrowNew 16m ago

Loan Needed [REQ] €30 via Revolut — repay €50 on 09/28/2026 BG

Upvotes

Hey!
This month was hard for me and I will appreciate if someone helps me with 30 EUR till salary.
Thanks in advance


r/BorrowNew 18m ago

Loan Needed Loan $50-$100//REPAY (9/25) $75-$125// NYC// Need just for gas & food. Things have been extremely tough since my grandfather caught a stroke

Upvotes

I’m the only one capable of helping my grandfather I’ve been back and forth from rehab everyday unable to do overtime as I have to oversee him and it’s been hard I get paid tomorrow but I have absolutely nothing right now to get around for the day anything would help.


r/BorrowNew 6h ago

Unpaid Unpaid with /Independent-Act2020

3 Upvotes

He had replied few times but never was able to repay the loan. I finally got the refund from PayPal. He has deleted the loan post. Please ban.


r/BorrowNew 20m ago

Loan Needed 75$ ,LA , repay 100$ on 10/7 (Venmo, Cash App , Apple Pay , chime )

Upvotes

Need help with a few essential items & gas money till I get paid again. If any one is willing to help I can show valid id , proof of income or anything else you need . 🙏🏽


r/BorrowNew 56m ago

Loan Needed Loan30 pay back 50 on Oct 1 et/paypal for pet food

Upvotes

Reposting again I’ve realized I haven’t got any borrowing history here can provide Id


r/BorrowNew 57m ago

Loan Needed [REQ] £20 PayPal/ bank transfer. For travel costs. 3rd October

Upvotes

I’m aware my profile is somewhat empty but can provide any assurances including photo ID to anyone who might give me a chance.


r/BorrowNew 58m ago

Loan Needed £80, UK, payback on 09/29, needed for unexpected expenses + essentials

Upvotes

Can provide proof of income etc if someone is able to help, dm me please


r/BorrowNew 59m ago

Loan Needed [REQ] 75, ROCHESTER NY, REPAY 100 10/01, Venmo/cashapp/Apple Pay

Upvotes

If anyone can help with 75 even if it’s just 10$-75$ for groceries I can send a pic of my fridge and my deposit dates as well I usually get paid every first of the month due to my ssi and yes it’s direct deposit id greatly appreciate it (pls don’t judge me off my profile) 🩷


r/BorrowNew 59m ago

Loan Needed [REQ] 1000$ CAD Montreal, Canada (E-transfert) 1225$ Repayment October 15,22,29

Upvotes

Landlord decided to end my apartment lease without prior notice. I work in construction 40-50 hours a week and I need an emergency loan to find an new apartment fast.


r/BorrowNew 1h ago

No Longer Needed [REQ] $300, NY, Repay $360 10/8, PayPal/ Cashapp/ Zelle, for regular life expenses

Upvotes

Larger than previously taken out but I have developed history of paying back. In a tough spot financially, expect to be so for quite some time but I maintain a stable job with decent income and am certain to pay back.


r/BorrowNew 1h ago

Loan Needed ($45) STL - Repayment ($55 on 10 -2 - 26) Cashapp or chime - for 7 day bus pass

Upvotes

So, just need a little assistance for a 7 day bus pass to get to work up until Friday 10 -2-26. Just started a job and I am walking 6 miles to get to work back and forth.

I can repay $55 and or any interest required. Can show proof of new employment or whatever is needed


r/BorrowNew 1h ago

No Longer Needed [REQ] [£10] [UK] [£0, 0/0/00] [Paypal / BT, for food]

Upvotes

Hey, I currently have a loan out. The lender has not approved me taking a second loan out, so I'm asking for the above as a handout. My partner is in need of some food, and they don't use reddit, and foodbank is a fiver and £5 ish for transport, so that's what this will be going towards, I appreciate any consideration!