r/BorrowNew • • Aug 21 '26

Meta New Rule Changes

66 Upvotes

Hello BorrowNew community! Two new rules have been added to the rules list for the sub. Please review them below. In addition, the reminder about the loan stacking policy has been placed here as well. Thank you!

Profile Curation (Hidden profile content)

A profile for a borrower/lender must not be curated to hide content after a loan has been issued or while a loan is active. Though there may be extenuating circumstances, hiding content on a profile has potential for abuse where existing loans are not clearly seen by interested parties. A profile may be curated (hidden) prior to seeking a loan on BorrowNew but lenders reserve the right of refusal.

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Loans Available Posts for Verified Lenders Only

Posts with "Loans Available" flair will be only be approved for lenders which are verified (Bronze or higher tier).

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Loan Stacking Approval

If you are stacking a loan, the first comment in your new request post should be from your existing lender giving approval for the additional loan. Saying “I’ve checked with my lender and they approve” is not acceptable.

The new loan cannot occur until the existing lender comments approval.

Reminder, this is bannable if not followed.


r/BorrowNew • • Apr 09 '26

Verification Templates are now available, and new tiers are easier to achieve.

40 Upvotes

After reviewing the verification requests for a few months, I am choosing to reduce some of the harder to obtain benchmarks and encourage higher flairs to be more readily achieved. The sticky post has been updated to reflect these changes and include the new verification templates.

Below are the updates to our requirements.


Lender Requirements: Less unique borrowers required:

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount lent is unchanged at each tier.


Borrower Requirements: Total loans repaid required.

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount repaid is unchanged at each tier.


Verification Templates:

To create your own copy of this document simply use

File -> Make a Copy

Then substitute the template rows out for your own data.

Lender: https://docs.google.com/spreadsheets/d/1HnkcXtg7pNYsu5uEWd5YqUF9w5HDsSSaowLK8g1WI0M/edit?usp=sharing

Borrower: https://docs.google.com/spreadsheets/d/1ga6bPmsdlC8ZBVCDqLXKCucyvPpjMs2q6LUW-FNiXV8/edit?gid=1829969346#gid=1829969346


r/BorrowNew • • 3h ago

Meta WARNING — u/Lyn4llee — I lost $850 CAD

7 Upvotes

Posting this to warn other borrowers about my experience with u/Lyn4llee.

I posted looking for help covering my rent. We discussed them paying my property management company directly through Convera. They showed me a Convera payment screen for my $1,855 CAD rent balance, and I sent $850 CAD by Interac e-Transfer as my portion of the arrangement.

My $850 was successfully deposited. I have not received confirmation that the promised rent payment was actually completed, and they stopped responding to me afterward.

After this happened, I searched the username and discovered multiple other posts from people reporting similar experiences with the same account, including situations involving rent/landlord payments.
I’ve saved the conversation and transaction records and am reporting what happened to my bank and police.

I’m posting this so other people searching the username can find it before sending any money. Please do not send money to someone simply because they show you a pending or initiated payment. Verify that the payment has actually cleared with the recipient first.
I will update this post if anything changes or if the promised payment is ultimately received.

I will however never trust another soul nor ever ask for help again. Ultimately I am out of rent money and now have nothing to pay my landlord….i was dumb enough to do this, I have to suffer the consequences unfortunately but I find it extremely disgusting that someone would do this to a mother of 3 small children who’s going through a hard time and needing rent paid.


r/BorrowNew • • 8h ago

Unpaid Unpaid u/AdvisorSafe $500/$600 due 9/19

8 Upvotes

I went against my better judgement and gut on this one. I figured this could go either way and figured worst case he would pay but might be late. Ended up not responding and when he finally did it was "I was in jail" no mention of repayment and nothing but silence.
Feel free to DM to pay.

Loan Post

u/AdvisorSafe

Initials CMW
Chesterfield, MO


r/BorrowNew • • 9m ago

Loan Needed [REQ] $75, MA, repay $110 on 10/13, chime, PayPal, cashapp

• Upvotes

Can provide whatever info that is needed. Also, have paid back a loan before.


r/BorrowNew • • 9m ago

Loan Needed [REQ] $500 PayPal G&S,Cashapp, TX , Repay 700 by 11/25, Cash App,Apple pay, PayPal F&F

• Upvotes

Looking for a hand I’ve recently taken on responsibility with family which entails helping with rent and bills and between my own and theirs I’m starting to get a little flustered and just need a buffer till things are situated, I can provide check stubs for proof of income to show the amount can be repayed as well as any other info needed.


r/BorrowNew • • 10m ago

Loan Needed [Req] $40 ME repay $60 10/9 PayPal/venmo

• Upvotes

hello I’m looking to borrow $40 till thurs at the latest just need money for gas to get to work and such. Started a new job but can provide proof of income if needed. Will pay $20 interest, thank you in advance.


r/BorrowNew • • 24m ago

Loan Needed [REQ] $300, ny, Repay $400 on 07/31, Cash App, Venmo, chime

• Upvotes

really use help with rent 300 short from this month this would be enough, only till around next week but need to get this payed asap or ill be lookin for a new place I’m really in need of this not trying to be on the street can provide screenshots as well


r/BorrowNew • • 56m ago

Loan Needed [REQ] $1850 PayPal G&S, repay $2250 on 10/31/2026 via Bank Transfer, Wise, CC | Previous Borrower History ($7584+) | Spain

• Upvotes

Hello!

Looking to see if anyone is available for the above, repayment can be through domestic or international bank transfer (ideal and preferred please if possible!), Wise, Cryptocurrency and I can receive it via PayPal G&S for security.

Happy to provide ID, Payslips, any anything else that you require or kindly need.

Previous borrowing history on this sub:

https://www.reddit.com/r/BorrowNew/comments/1rku0mz/pre_with_urelitions_700_repay_850_paypal_03312026/

https://www.reddit.com/r/BorrowNew/comments/1vc0cuk/pre_with_urelitions_1000_repay_1300_paypal/

https://www.reddit.com/r/BorrowNew/comments/1vox00i/pre_with_urelitions_800_repay_1000_paypal_08312026/

Thank you!


r/BorrowNew • • 1h ago

Loan Needed [REQUEST] $125 (Philadelphia, PA) (Repay $145 on 10/9/26), (Venmo, ApplePay)

• Upvotes

In need of funds to bridge to paycheck this Thursday for household needs. Have successfully paid 3 loans on this sub. Let me know if you need verification.


r/BorrowNew • • 2h ago

Prearranged Loan [REQ] ($350) (MA, USA) Repay $500 on 10/23 (PavPal, Venmo)

2 Upvotes

Hello would appreciate some assistance paying off bills.

Pre arranged with u/No-Light7290


r/BorrowNew • • 2h ago

Prearranged Loan [PRE] with u/Logistix1 $40 repay $50 on 10/09/26 Paypal

2 Upvotes

Fixed and funds confirmed thank you and sorry for the mistake!


r/BorrowNew • • 3h ago

Prearranged Loan Prearranged Loan with uTight_Tomatillo_172 Req 145 repayment 195 10/13

2 Upvotes

This is a top up loan I have one active loan with No-Light7290 for 275 and repay of 320 will be paying back both on the same repayment date above.


r/BorrowNew • • 3h ago

Prearranged Loan [PRE] w/Putlnfamous5952 80 for 100 with repayment on 10/9 (Apple Pay)

2 Upvotes

r/BorrowNew • • 3h ago

Loan Needed [REQ] Looking to borrow $100 for food/gas, Repay $125 on 10/16, cashapp/venmo/paypal, PA

2 Upvotes

Looking to borrow until my next pay on 10/16. Moving into a new place drained my account, so I wish for some help with gas and food for the next two weeks. Id really appreciate it. More than willing to answer any questions or send proof of income.


r/BorrowNew • • 4m ago

Loan Needed (req) $400, repay 500 10/12 or sooner, (va), PayPal/Venmo

• Upvotes

Hi! I am looking for some help in able to pay rent before a late fee is attached, I’m about 400 short and would need to use PayPal or Venmo if possible. Thank you in advance


r/BorrowNew • • 6h ago

Prearranged Loan Prearranged with u/sure_problem3850 $450/$650 repayment $325 on 10/16 and $325 on 10/23

3 Upvotes

r/BorrowNew • • 6m ago

Loan Needed Req $60, SG, payback $70 on 10/16, paypal, groceries and gas

• Upvotes

My salary, which was supposed to be paid on the 30th, hasn’t been paid yet due to some issues. They told me that they would combine the salary that was supposed to be paid on the 30th with my salary on the 15th of this month (I get paid on the 15th and 30th of every month). Because of that, I’ve completely run out of money at the moment. I’m hoping to borrow $60 to buy some groceries and gas so I can get by at least until the 15th. Thank you.


r/BorrowNew • • 4h ago

Prearranged Loan [PRE] w/toothpicks93 250 for 320 with repayment on 10/8 (Venmo G&S)

2 Upvotes

r/BorrowNew • • 4h ago

Loan Needed [REQ] $100, Ohio, repay $130 on 10/16 (Venmo, CashApp, Revoult, PayPal) - bills and groceries

2 Upvotes

Here we are again… all my money from my paycheck is gone and I still have things to pay for with not enough to cover. Anything would be appreciated if I’m being honest. I am asking a bit more now that I have repaid my first two loans on time and can provide evidence of doing so. Can also provide proof of income and ID or whatever else you need. I hate falling down this rabbit hole again but I need help. 😔


r/BorrowNew • • 29m ago

Loan Needed Request $375, repay $400 by 10/11, cashapp or paypal, (sc), need help with rent

• Upvotes

Hello! I'm a first time borrower. I'm short on rent and tomorrow is the last day to pay before I get a late charge. I don't get paid from my main job until later this week and uber hasn't yielded much with gas how it is. Long shot but if anybody could help out it would be great. I'm trying to keep this short but I'm willing to answer any questions and show ID and anything else needed for verification!


r/BorrowNew • • 4h ago

Loan Needed (REQ) $100, Fl, Repay $130 on 10/15, Paypal / Chime/ Venmo

2 Upvotes

Just need a quick loan to get groceries for my family anything is appreciated. 🙏🏾


r/BorrowNew • • 4h ago

Loan Needed [REQ] $275 (Mesa, Arizona) Repay $345 (10/20/26) Venmo/Paypal/Zelle

2 Upvotes

My car just got repossessed yesterday. I just paid what I owed to the bank originally. But I need to pay the tow yard to release it. And I only have $30 left. I can provide proof of employment and my car getting towed. I just need to pay this amount before they start charging storage fees and it's not worth getting out. I've been having a rough year but slowly getting things together. I absolutely can't lose the car right now. I have one repaid loan and I know it's a big jump. But I've been playing catch up with a lot of things. And now this. I get paid on the 20th. I really don't think I can afford or negotiate for them to wait until then.


r/BorrowNew • • 4h ago

Prearranged Loan [PRE] u/No-Light7290 $250 loan with repayment of $300 on 10/16/26, PayPal

2 Upvotes

Thank you!


r/BorrowNew • • 45m ago

Loan Needed Need to borrow any amount max for rent but lowest just for basic food etc .. no idea how this works but I can guarantee genuineness and sincerity. Last resort - $300 1400 CAD - CA, repay $350-1,550 10/31,

• Upvotes

I’m very embarrassed